McDowell County property record for 522 W Payne Rd, Marion, NC 28752
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1958 |
| Lot Size | 23.9 acres (1,044,569 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500 (Jan 2021) |
| Tax Bill | $1,209 (2025) |
| Deeds & Mortgages | Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0689-00-15-0751 |
| Primary APN | 0689-00-15-0751 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,264 sqft Heated Area |
| Gross Area | 1,336 sqft |
| 1st Floor Area | 1,264 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,044,569 sqft (23.9 acres) |
| Lot Width | 2,117 ft Width |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 67059 |
|---|---|
| Street Address | 522 W PAYNE RD |
| City | MARION |
| State | NC |
| Zip | 28752-8687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 23.98 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MONTFORD COVE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 970902 |
522 W Payne Rd, a rural home, is owned by two individuals who acquired it in July 2025.
Source: McDowell County records, as of January 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 MARLER RD, MARION, NC 28752-9617 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on File |
| Deed Sale | Jan 5, 2021 · Amount on File |
| Prior Sale | Jan 25, 2011 · Amount on File |
| Deed Document Number | 202136 |
| Deed Book / Page | 1336 / 129 |
| Last Transfer Date | Jul 22, 2025 |
| Transfer Doc | 0015070860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 5, 2021 |
| Property Address | 522 W PAYNE RD, MARION, NC 28752-8687 |
| Document Number | 0013360129 |
| Book / Page | 001336 / 000129 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 36 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 235 DEADEND DR MARION NC 287527968, MARION, NC 28752-7968 |
The 2025 property tax bill for 522 W Payne Rd was $1,209.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,209.00 | $170,860 Land $119,900 Building $50,960 | |
| 2023 | $1,209.00 | $170,860 Land $119,900 Building $50,960 | $170,860 Land $119,900 Building $50,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 W Payne Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 522 W Payne Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures