625 S Fall River Dr, Coldwater, MI 49036 Property Records

Branch County property record for 625 S Fall River Dr, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,389 sqft
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Tax Bill$2,470 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN070-P20-000-037-00

Property Details

APN / Parcel Number

Primary APN070-P20-000-037-00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,389 sqft Building Perimeter
1st Floor Area1,365 sqft

Exterior

Lot Area17,860 sqft (0.41 acres)
Lot Dimensions153 ft deep x 117 ft wide
Garage Area500 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address625 S FALL RIVER DR
CityCOLDWATER
StateMI
Zip49036-9134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 37 EXC THAT PRT LY W OF A LI RUN FR NW COR OF LOT 37 TH S 10DEG 51MIN 18SEC E TO S LI OF LOT 37 SEC 25 T6S R6W CITY OF
Legal Range06W
Legal Township06S
Legal Section25
Legal SubdivisionPENN PARK #3
Legal Lot Number37
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1057
Census Tract951301

Owner

625 S Fall River Dr, a single family home, is owned by an individual.

Source: Branch County records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 216, COLDWATER, MI 49036-0216
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 3, 2018Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address625 S FALL RIVER DR, COLDWATER, MI 49036-9134
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 S FALL RIVER DR, COLDWATER, MI 49036-9134

Mortgage

Document Number0202505687
DateSep 23, 2025
Instrument2025-05687
Lender
NamePNC BANK NA
TypeBank
Address222 DELAWARE AVE, WILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueSep 21, 2065
Interest
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address625 S FALL RIVER DR, COLDWATER, MI 49036-9134
Transaction TypeMortgage
Record UpdatedApr 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201801901
DateApr 3, 2018
Instrument2018-01901
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 625 S Fall River Dr was $2,470, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionColdwater Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,800 (+43.83%)$319,600 (+43.83%)
2025$2,470.00 (+2.75%)$111,100$222,200
2024$2,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 S Fall River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 S Fall River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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