625 Ray St, Escondido, CA 92026 Property Records

San Diego County property record for 625 Ray St, Escondido, CA 92026 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,576 sqft · built 1959
Lot Size0.234 acres (10,200 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (Feb 2022)
Tax Bill$8,807 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN227-050-19-00

Property Details

APN / Parcel Number

Primary APN227-050-19-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,576 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area10,200 sqft (0.234 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address625 RAY ST
CityESCONDIDO
StateCA
Zip92026-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 TR 002781
Legal SubdivisionRAY MANOR
Legal Tract002781
Legal Block2
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract20106

Owner

Source: San Diego County records · APN 227-050-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6930 HYDE PARK DR, 123, SAN DIEGO, CA 92119-2254
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 16, 2022Grant Deed, Transfer · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC
Feb 04, 2020Grant Deed, Transfer · VA Mortgage
NAVY FCU
Aug 22, 2019Grant Deed, Transfer · Line of Credit
QUANTA FIN LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleFeb 04, 2020 · Amount on Record
Deed Document Number202273180
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address625 RAY ST, ESCONDIDO, CA 92026-2725
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 RAY ST, ESCONDIDO, CA 92026-2725

Mortgage

Document Number0000587273
DateAug 18, 2021
Instrument2021-0587273
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 16, 2022
Property Address625 RAY ST, ESCONDIDO, CA 92026-2725
Document Number0000073180
Map ReferenceMAP 2781
Instrument DateJan 31, 2022
Instrument2022-0073180
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6930 HYDE PARK DR UNIT 123, 123, SAN DIEGO, CA 92119-2254

Mortgage

Document Number0000073181
DateFeb 16, 2022
Instrument2022-0073181
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 04, 2020
Property Address625 RAY ST, ESCONDIDO, CA 92026-2725
Document Number0000057296
Instrument DateJan 10, 2020
Instrument57296
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$549.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address625 RAY ST ESCONDIDO CA 920262725, ESCONDIDO, CA 92026-2725

Mortgage

Document Number57297
DateFeb 04, 2020
Instrument57297
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 03, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 22, 2019
Property Address625 RAY ST, ESCONDIDO, CA 92026-2725
Document Number0000357494
Instrument DateJul 29, 2019
Instrument357494
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$346.50
Amount AccuracyFull Value
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7340 MIRAMAR RD #201 SAN DIEGO CA 921264213, 201, SAN DIEGO, CA 92126-4213
InvestorPossibly a Property Investor

Mortgage

Document Number357495
DateAug 22, 2019
Instrument357495
Lender
NameQUANTA FIN LLC
AddressWESTLAKE VILLAGE, CA 91362
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$784,762 (+2%) Land $545,921 Building $238,841
2025$8,807.00 (+13.7%)$769,375 (+13.31%) Land $535,217 Building $234,158
2023$7,746.00 (+32.48%)$679,000 Land $472,000 Building $207,000
2022$5,847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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