620 Ray St, Escondido, CA 92026 Property Records

San Diego County property record for 620 Ray St, Escondido, CA 92026 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1954
Square Footage1,184 sqft Living Area
Lot Size10,400 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2018)
Tax Bill$5,793.00 (2025)

Property Details

APN / Parcel Number

Primary APN227-050-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,184 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area10,400 sqft (0.239 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address620 RAY ST
CityESCONDIDO
StateCA
Zip92026-2725
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 TR 002781
Legal SubdivisionRAY MANOR
Legal Tract002781
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2003
Census Tract20106

Owner

Source: San Diego County records · APN 227-050-04-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address620 RAY ST, ESCONDIDO, CA 92026-2725
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Intrafamily Transfer, Transfer
Mar 03, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 23, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION
May 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
L ALLEY LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2018 · Amount on Record
Deed SaleApr 23, 2018 · Amount on Record
Prior SaleAug 08, 2002 · Amount on Record
Deed Doc Number2018159566
Last Transfer DateMar 13, 2023
Transfer Doc0000073334
Record RefreshedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 22, 2023
Property Address620 RAY ST, ESCONDIDO, CA 92026-2725
Document Number0000073334
Map ReferenceMAP 2781
Instrument DateMar 13, 2023
Instrument2023-0073334
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address620 RAY ST, ESCONDIDO, CA 92026-2725

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 RAY ST, ESCONDIDO, CA 92026-2725
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109180
DateMar 03, 2020
Instrument2020-0109180
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 RAY ST, ESCONDIDO, CA 92026-2725
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 RAY ST, ESCONDIDO, CA 92026-2725

Mortgage

Document Number0000299712
DateApr 19, 2021
Instrument2021-0299712
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 RAY ST, ESCONDIDO, CA 92026-2725
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 RAY ST, ESCONDIDO, CA 92026-2725

Mortgage

Document Number0000027173
DateJan 19, 2022
Instrument2022-0027173
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 23, 2018
Property Address620 RAY ST, ESCONDIDO, CA 92026-2725
Document Number0000159566
Map ReferenceMAP 2781
Instrument DateMar 30, 2018
Instrument2018-0159566
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 RAY ST, ESCONDIDO, CA 92026-2725

Mortgage

Document Number0000159567
DateApr 23, 2018
Instrument2018-0159567
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 RAY ST, ESCONDIDO, CA 92026-2725
Document Number0000229107
Instrument DateMay 16, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address620 RAY ST ESCONDIDO CA 920262725, ESCONDIDO, CA 92026-2725

Mortgage

Document Number0000229107
DateMay 22, 2017
Instrument229107
Lender
NameL ALLEY LOANS
TypeFunding / Finance Company
AddressHUNTINGTON BEACH, CA 92648
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 21, 2037

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$522,256 (+2%) Land $441,018 Building $81,238
2025$5,793.00 (+4.49%) Homeowner's exemption$512,017 (+4.04%) Land $432,371 Building $79,646
2023$5,544.00 (+1.11%) Homeowner's exemption$492,137 Land $415,583 Building $76,554
2022$5,483.00

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