625 Oak St, Chico, CA 95928 Property Records

Butte County property record for 625 Oak St, Chico, CA 95928

Property Summary

Property Type	Triplex
Details	12 bd · 6 ba · 3,510 sqft · built 1983
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Sep 2011)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2021 Mortgage
Flood Zone	Zone AO (high risk)
APN	`004-205-007-000`

Property Details

APN / Parcel Number

Primary APN	`004-205-007-000`

Interior

Bedrooms	12 Beds
Full Baths	6 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,510 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Triplex
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	625 OAK ST
City	CHICO
State	CA
Zip	95928-4959
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Description	625 OAK ST
Legal Subdivision	CHICO
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

625 Oak St, a triplex, is owned by two individuals who bought it in September 2011.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6849 CHESTNUT AVE, ORANGEVALE, CA 95662-3516
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMC MORTGAGE CO
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2011 · Amount on File
Deed Sale	Sep 15, 2011 · Amount on File
Prior Sale	May 18, 2011
Deed Document Number	201130796
Prior Transfer Date	Oct 17, 2002
Prior Transfer Doc	0000003668
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	625 OAK ST, CHICO, CA 95928-4959
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6849 CHESTNUT AVE, ORANGEVALE, CA 95662-3516

Mortgage

Document Number	0000012780
Date	Apr 18, 2018
Instrument	2018-0012780

Lender

Name	CMC MORTGAGE CO
Type	Non-Lending Institution
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	625 OAK ST, CHICO, CA 95928-4959
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6849 CHESTNUT AVE, ORANGEVALE, CA 95662-3516

Mortgage

Document Number	0000015816
Date	Apr 7, 2021
Instrument	2021-0015816

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 625 Oak St was $3,574.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$311,184 (+2%) Land $121,704 Building $189,480
2025	$3,574.00	$305,083 Land $119,318 Building $185,765
2023	$3,301.00 (+1.57%)	$293,238 Land $114,686 Building $178,552
2022	$3,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 625 Oak St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications.

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