Butte County property record for 427 Oak St, Chico, CA 95928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,168 sqft · built 1985 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Mar 2019) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 004-115-010-000 |
| Primary APN | 004-115-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,168 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 004-115-010 |
|---|---|
| Street Address | 427 OAK ST |
| City | CHICO |
| State | CA |
| Zip | 95928-4933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 427 OAK ST |
| Legal Subdivision | CHICO |
| Legal Block | 123 |
| Legal Lot Number | 6 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 1100 |
Source: Butte County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 COMMERCE CT, 150, CHICO, CA 95928-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2019 · Amount on Record |
| Deed Sale | Mar 14, 2019 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 201914904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Mar 14, 2019 |
| Property Address | 427 OAK ST, CHICO, CA 95928-4933 |
| Document Number | 0000014904 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 14904 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 OAK ST CHICO CA 959284933, CHICO, CA 95928-4933 |
| Document Number | 14905 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 14905 |
| Name | ERNST GERALD L TRUST (PT) |
|---|---|
| Address | 1692 MANGROVE AVE # 424, CHICO, CA 95926-2648 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,452 (+2%) Land $136,537 Building $147,915 | ||
| 2025 | $3,153.00 (+8.2%) Homeowner's exemption | $278,875 (+4.04%) Land $133,860 Building $145,015 | |
| 2024 | $334,170 | ||
| 2023 | $2,914.00 (+1.67%) Homeowner's exemption | $268,048 Land $128,663 Building $139,385 | |
| 2022 | $2,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DigitalPath, GeoLinks, Race Communications.
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