625 Oak Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 625 Oak Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1973
Lot Size	0.277 acres (12,065 sqft)
Owner	2 Individual Names on File
Last Sale	$133,186 (Aug 2026)
Tax Bill	$995 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099030004007002000`

Property Details

APN / Parcel Number

Primary APN	`099030004007002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,065 sqft (0.277 acres)
Lot Dimensions	127 ft deep x 95 ft wide
Deck Area	168 sqft

Location & Zoning

Street Address	625 OAK LN
City	MOUNT VERNON
State	MO
Zip	65712-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LANE DR,625; LOT 4 OF BLK 4 OF VALLEY VIEW ADD. - MT.VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	VALLEY VIEW ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4019
Census Tract	470202

Owner

625 Oak Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Lawrence County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 OAK LN, MOUNT VERNON, MO 65712-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Jan 26, 2023	Intrafamily Transfer, Transfer
Jan 26, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Jan 26, 2023
Deed Document Number	20264562
Deed Book / Page	2026 / 4562
Prior Transfer Date	Aug 11, 2026
Prior Transfer Doc	0000004562
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 20, 2026
Property Address	625 OAK LN, MOUNT VERNON, MO 65712-1219
Document Number	0000004562
Book / Page	2026 / 4562
Instrument Date	Aug 11, 2026
Instrument	20264562
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIRST SOURCE TITLE, FIRST SOURCE TITLE AGENCY, INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 OAK LN, MOUNT VERNON, MO 65712-1219

Mortgage

Document Number	0000004563,
Date	Aug 20, 2026
Instrument	20264563

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE MO
Recording Date	Jan 26, 2023
Property Address	625 OAK LN, MOUNT VERNON, MO 65712-1219
Document Number	000459/331
Book / Page	459 / 331
Instrument Date	Jan 26, 2023
Instrument	2023000342
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 OAK LN, MOUNT VERNON, MO 65712-1219

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE MO
Recording Date	Jan 26, 2023
Property Address	625 OAK LN, MOUNT VERNON, MO 65712-1219
Document Number	000459/331
Book / Page	459 / 331
Instrument Date	Jan 26, 2023
Instrument	2023000342
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 OAK LN, MOUNT VERNON, MO 65712-1219

Tax Assessment & Valuation

The 2025 property tax bill for 625 Oak Ln was $995, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,240 (-) Land $2,130 Building $18,110
2025	$995.00 (+0.1%)	$20,240 Land $2,130 Building $18,110	$97,105
2024	$994.00 (+9.11%)
2023	$911.00 (+6.8%)	$18,450 Land $2,130 Building $16,320	$97,105
2022	$853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 625 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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