Polk County property record for 625 Main St, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,986 sqft · built 1905 |
| Lot Size | 14.1 acres (615,067 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,193 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S6-C6 |
| Primary APN | S6-C6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,986 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stucco |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 615,067 sqft (14.1 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10612 |
|---|---|
| Street Address | 625 MAIN ST |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | S6A, 0S50 SALUDA RES AREA 50 |
| Legal Subdivision | SALUDA RES AREA 50 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 920303 |
625 Main St is owned by two individuals who acquired it in April 2002.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 LAMBETH DR, ASHEVILLE, NC 28803-3429 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2002 |
| Deed Sale | Apr 15, 2002 |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 283 / 894 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 625 Main St was $6,193, up 7% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,193.00 (+7.02%) | $580,111 (-) Land $232,440 Building $347,671 | $580,111 (-) Land $232,440 Building $347,671 |
| 2025 | $5,787.00 | $580,111 Land $232,440 Building $347,671 | $580,111 Land $232,440 Building $347,671 |
| 2023 | $4,179.00 | $333,237 Land $168,080 Building $165,157 | |
| 2021 | $333,237 Land $168,080 Building $165,157 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 625 Main St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 625 Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALUDA serves 1,814 people · EPA ID NC0175020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Jun 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
May also be available: Pangaea Internet.
5G and 4G LTE (outdoors only)
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