Polk County property record for 40 Main St, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 2 ba · 1,620 sqft · built 1912 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on Record |
| Last Sale | $804,500 (Sep 2024) |
| Tax Bill | $7,782 (2026) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | S9-G9 |
| Primary APN | S9-G9 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Building Area | 1,620 sqft Finished Area |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Lot Area | 2,614 sqft (0.06 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32099 |
|---|---|
| Street Address | 40 MAIN ST |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | M |
| Legal Description | S9C, 0S64 SALUDA RES AREA 64 |
| Legal Subdivision | SALUDA RES AREA 64 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 100 ORCHARD INN LN, SALUDA, NC 28773-9706 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2024 · Amount on Record |
| Deed Sale | Sep 23, 2024 · Amount on Record |
| Prior Sale | May 6, 2022 · Amount on Record |
| Deed Book / Page | 487 / 2255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 6, 2022 |
| Property Address | 40 MAIN ST, SALUDA, NC 28773-7700 |
| Document Number | 00469/2026 |
| Book / Page | 469 / 2026 |
| Map Reference | FILE A PG 265 |
| Instrument Date | May 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 GAFFNEY ST, SALUDA, NC 28773-7822 |
| Name | Verified Name |
|---|---|
| Address | 200 FROST RD, SALUDA, NC 28773-9672 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,782.00 (+7.03%) | $728,867 (-) Land $51,000 Building $677,867 | $728,867 (-) Land $51,000 Building $677,867 |
| 2025 | $7,271.00 (+69.72%) | $728,867 (+113.36%) Land $51,000 Building $677,867 | $728,867 (+113.36%) Land $51,000 Building $677,867 |
| 2023 | $4,284.00 | $341,621 Land $42,000 Building $299,621 | |
| 2021 | $341,621 Land $42,000 Building $299,621 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALUDA serves 1,814 people · EPA ID NC0175020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Jun 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Pangaea Internet, RiverStreet Networks, Verizon.
5G (outdoors only) and 4G LTE
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