625 Lake Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 625 Lake Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,497 sqft · built 1962
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,500 (Apr 2000)
Tax Bill	$6,401 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145289 126.11-2-124`

Property Details

APN / Parcel Number

Primary APN	`145289 126.11-2-124`
Alternative APN	`52891261100002124000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	78,408 sqft (1.8 acres)
Lot Width	158 ft Width
Garage Type	Mixed
Garage Area	1,732 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	625 LAKE AVE
City	LANCASTER
State	NY
Zip	14086-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC R 158.4X 524.75
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	124.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3015
Census Tract	14206

Owner

Source: Erie County and Lancaster Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 LAKE AVE, LANCASTER, NY 14086-9669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2000 · Amount on Record
Deed Sale	Apr 3, 2000 · Amount on Record
Deed Document Number	2000831
Deed Book / Page	10965 / 148
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	625 LAKE AVE, LANCASTER, NY 14086-9669
Document Number	0138622434
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 LAKE AVE LANCASTER NY 140869669, LANCASTER, NY 14086-9669

Mortgage

Document Number	0138622434
Date	Jul 11, 2018
Book Page	013862/002434

Lender

Name	GOOD NEIGHBORS FCU
Address	30 BRUNSWICK RD, DEPEW, NY 14043-4003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,401.00 (+1.98%)	$222,000 (-) Land $58,000 Building $164,000	$346,875 (+12.51%) Land $90,625 Building $256,250
2024	$6,277.00 Homeowner's exemption	$222,000 (-) Land $58,000 Building $164,000	$308,300 (+4.16%) Land $80,547 Building $227,753
2023	Homeowner's exemption	$222,000 Land $58,000 Building $164,000	$296,000 Land $77,333 Building $218,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20