625 Francis St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 625 Francis St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2025)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105180-0040`

Property Details

APN / Parcel Number

Primary APN	`105180-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	130 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	625 FRANCIS ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-30 OSCEOLA ACRES LOT 4 OR6119/1824
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	OSCEOLA ACRES
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 HARRISON AVE, 43, JERSEY CITY, NJ 07304-1744
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Correction Deed LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Nov 7, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	202523548
Deed Book / Page	6119 / 1824
Record Updated	Jun 8, 2026

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 21, 2023
Property Address	625 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1076
Document Number	0058600505
Book / Page	5860 / 505
Map Reference	MB 4 PG 30
Instrument Date	Nov 10, 2023
Instrument	2023091303
Record Updated	Feb 12, 2024
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3200 HILL RD, PETERSBURG, TN 37144-2410

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 7, 2023
Property Address	625 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1076
Document Number	0058530857
Book / Page	5853 / 857
Map Reference	MB 4 PG 30
Instrument Date	Oct 30, 2023
Instrument	2023087551
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 LIGHTSEY CROSSING LN, ST AUGUSTINE, FL 32084-8354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 HILL RD, PETERSBURG, TN 37144-2410

Mortgage

Document Number	0005853859
Date	Nov 7, 2023
Instrument	5853/859

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 8, 2021
Property Address	625 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1076
Document Number	0054400703
Book / Page	5440 / 703
Map Reference	MB 4 PG 30
Instrument Date	Dec 4, 2021
Instrument	2021132990
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 LIGHTSEY CROSSING LN, ST AUGUSTINE, FL 32084-8354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 LIGHTSEY CROSSING LN, ST AUGUSTINE, FL 32084-8354

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,367 (+2.28%) Land $75,000 Building $177,367	$252,367 (+2.28%) Land $75,000 Building $177,367
2025	$3,671.00 (+4.65%)	$246,738 (+20.56%)	$246,738 (+20.56%) Land $75,000 Building $171,738
2024	$3,508.00 (+22.49%)
2023	$2,864.00 (+364.94%)	$204,655 (+590.94%)	$204,655 (+590.94%) Land $41,160 Building $163,495
2022	$616.00	$29,620	$29,620 Land $29,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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