St. Johns County property record for 624 Francis St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,228 sqft · built 2020 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jan 2025) |
| Tax Bill | $4,217 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 105140-0000 |
| Primary APN | 105140-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 1,648 sqft |
| 1st Floor Area | 1,228 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 88 ft deep x 78.3 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 624 FRANCIS ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 4-30 OSCEOLA ACRES LOT 21 & N 1/2 LOT 22 (EX E50FT) BLK 23 OR6091/1536 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | OSCEOLA ACRES |
| Legal Block | 23 |
| Legal Lot Number | 21,22 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 105140-0000
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7417 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 18, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage R P FNDG INC |
| Feb 20, 2018 | Warranty Deed, Transfer LAND TITLE/AMERICA INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Prior Sale | Jun 18, 2020 · Amount on Record |
| Deed Document Number | 20257687 |
| Deed Book / Page | 6091 / 1536 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 18, 2020 |
| Property Address | 624 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1075 |
| Document Number | 0049670345 |
| Book / Page | 004967 / 000345 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 47584 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 624 FRANCIS ST ST AUGUSTINE FL 320841075, ST AUGUSTINE, FL 32084-1075 |
| Document Number | 49670347 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 004967/000347 |
| Instrument | 47585 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 624 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1075 |
| Document Number | 0045050256 |
| Book / Page | 004505 / 000256 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 11081 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 935 ST AUGUSTINE FL 320850935, ST AUGUSTINE, FL 32085-0935 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,996 (+5.86%) Land $105,000 Building $198,996 | $303,996 (+5.86%) Land $105,000 Building $198,996 | |
| 2025 | $4,217.00 (+174.01%) | $287,156 (+108.97%) | $287,156 (+4.05%) Land $105,000 Building $182,156 |
| 2024 | $1,539.00 (+2.33%) | ||
| 2023 | $1,504.00 (+4.08%) Homeowner's exemption | $137,412 (+3%) | $275,981 (-4.8%) Land $53,373 Building $222,608 |
| 2022 | $1,445.00 Homeowner's exemption | $133,410 | $289,885 Land $53,373 Building $236,512 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 16 (1979–2022) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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