625 Fourth St, Destin, FL 32541 Property Records

Okaloosa County property record for 625 Fourth St, Destin, FL 32541

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 742 sqft · built 1987
Lot Size0.166 acres (7,245 sqft)
OwnerIndividual Name on Record
Tax Bill$1,622 (2025)
Flood ZoneZone X (moderate risk)
APNC56-000-589-9596-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-9596-0
Alternative APNs
  • 00-2S-22-1361-0005-0140
  • 22S200136100050140

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area742 sqft Living Area
1st Floor Area742 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,245 sqft (0.166 acres)
Lot Width70 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address625 FOURTH ST
CityDESTIN
StateFL
Zip32541-1623
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionKELLYS 3RD ADD DESTIN LOT 14 BLK 5
Legal SubdivisionKELLYS 3RD ADD
Legal Block5
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1012
Census Tract23306

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 324, OHATCHEE, AL 36271-0324
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 21, 2015
Transfer Doc0031992548
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,622.00 (+15.94%)$138,206 (+12.61%) Land $119,849 Building $18,357$138,206 (+12.61%) Land $119,849 Building $18,357
2023$1,399.00 (+8.7%)$122,733 (+9.41%) Land $108,745 Building $13,988$122,733 (+9.41%) Land $108,745 Building $13,988
2022$1,287.00$112,176 Land $98,859 Building $13,317$112,176 Land $98,859 Building $13,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 96 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies96 in force
Nearby Flood Claims73 (1994–2020)
Claims Outside the SFHA47 of 73
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims
  • Hurricane Frances, Sep 2004 · 20 claims
  • Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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