Okaloosa County property record for 624 Fourth St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,134 sqft · built 1969 |
| Lot Size | 0.273 acres (11,890 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,458 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-589-9623-2 |
| Primary APN | C56-000-589-9623-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,134 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 2,134 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,890 sqft (0.273 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Patio Area | 308 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 624 FOURTH ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY 3RD LOT 3 BLK 12 |
| Legal Subdivision | KELLYS ADD 03 DESTIN |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 23306 |
624 Fourth St is owned by a company that acquired it in May 2015.
Source: Okaloosa County records, as of May 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 215 SALLY LN, SANTA ROSA BEACH, FL 32459-3041 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 7, 2015 |
| Transfer Doc | 0032053598 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 624 Fourth St was $4,458.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,458.00 | $376,443 Land $145,583 Building $230,860 | $376,443 Land $145,583 Building $230,860 |
| 2023 | $4,083.00 (+7.73%) | $365,781 (+7.43%) Land $132,096 Building $233,685 | $365,781 (+7.43%) Land $132,096 Building $233,685 |
| 2022 | $3,790.00 | $340,473 Land $120,087 Building $220,386 | $340,473 Land $120,087 Building $220,386 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 624 Fourth St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 624 Fourth St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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