Black Hawk County property record for 625 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,586 sqft Living Area |
| Lot Size | 10,773 sqft (0.247 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $106,500 (2019) |
| Tax Bill | $4,288.00 (2025) |
| Primary APN | 8913-35-178-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,586 sqft Living Area |
| 1st Floor | 1,586 sqft 1st Floor |
| Basement Area | 1,586 sqft Basement |
| Unfinished Basement | 1,586 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,773 sqft (0.247 acres) |
| Depth X Width | 63 ft x 171 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 480 sqft Garage |
| Carport | Carport |
| Carport Area | 480 sqft Carport |
| Deck Area | 312 sqft Deck |
| Porch Area | 168 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 625 E MITCHELL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3301 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOLLANDALE ADDITION ALL LOT 1 EXC W 135 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | HOLLANDALE ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-178-030
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 625 E MITCHELL AVE, WATERLOO, IA 50702-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| May 17, 2019 | Deed of Trust, Mortgage · Stand Alone First Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU |
| May 17, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Jul 06, 2018 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Prior Sale | Jul 06, 2018 · Amount on Record |
| Deed Doc Number | 201917111 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 29, 2026 |
| Property Address | 625 E MITCHELL AVE, WATERLOO, IA 50702-3301 |
| Document Number | 0000005954 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20265954 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 625 E MITCHELL AVE, WATERLOO, IA 50702-3301 |
| Document Number | 0000005954, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20265954 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 10, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 625 E MITCHELL AVE, WATERLOO, IA 50702-3301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900017113 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 201900017113 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 625 E MITCHELL AVE, WATERLOO, IA 50702-3301 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100022110 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 202100022110 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 17, 2019 |
| Property Address | 625 E MITCHELL AVE, WATERLOO, IA 50702-3301 |
| Document Number | 201900017111 |
| Instrument Date | May 02, 2019 |
| Instrument | 201900017111 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 E MITCHELL AVE, WATERLOO, IA 50702-3301 |
| Document Number | 201900017112 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 201900017112 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 06, 2018 |
| Property Address | 625 E MITCHELL AVE, WATERLOO, IA 50702-3301 |
| Document Number | 201900000272 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 201900000272 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 RIVERCHASE PKWY E, HOOVER, AL 35244-1832 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,288.00 Homeowner's exemption | $225,390 (+8.42%) Land $25,680 Building $199,710 | $225,390 (+8.42%) Land $25,680 Building $199,710 |
| 2024 | $4,288.00 (+63.54%) | ||
| 2023 | $207,880 (+62.11%) Land $25,680 Building $182,200 | $207,880 (+62.11%) Land $25,680 Building $182,200 | |
| 2022 | $2,622.00 Homeowner's exemption | $128,230 Land $25,680 Building $102,550 | |
| 2021 | $128,230 Land $25,680 Building $102,550 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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