515 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 515 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1952
Square Footage	1,594 sqft Living Area
Lot Size	10,800 sqft (0.248 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2009)
Tax Bill	$3,840.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-179-007`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	3 Partial Baths
Total Rooms	5 Rooms
Building Area	1,594 sqft Living Area
1st Floor	1,594 sqft 1st Floor
Basement Area	1,594 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,800 sqft (0.248 acres)
Depth X Width	120 ft x 90 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	572 sqft Garage
Deck Area	Deck Area
Patio Area	224 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	515 E MITCHELL AVE
City	WATERLOO
State	IA
Zip	50702-3853
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AUDITOR FRANCIS REITZEL PLAT E 89.5 FT W 179.5 FT S 120 FT LOT 33
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	AUDITOR FRANCIS REITZEL PLAT
Legal Lot Number	33
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1034
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-179-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 E MITCHELL AVE, WATERLOO, IA 50702-3853
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2009 · Amount on Record
Deed Sale	Oct 12, 2009 · Amount on Record
Deed Doc Number	20092010007578
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	515 E MITCHELL AVE, WATERLOO, IA 50702-3853
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E MITCHELL AVE, WATERLOO, IA 50702-3853

Mortgage

Document Number	202100006325
Date	Sep 23, 2020
Instrument	202100006325

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00 Homeowner's exemption	$207,030 (-1.13%) Land $29,930 Building $177,100	$207,030 (-1.13%) Land $29,930 Building $177,100
2024	$3,840.00 (+18.15%)
2023		$209,400 (+30.69%) Land $29,930 Building $179,470	$209,400 (+30.69%) Land $29,930 Building $179,470
2022	$3,250.00 Homeowner's exemption	$160,230 Land $29,930 Building $130,300
2021			$160,230 Land $29,930 Building $130,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.