Guthrie County property record for 625 E Main St, Panora, IA 50216
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,978 sqft · built 1920 |
| Lot Size | 0.935 acres (40,716 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Feb 2022) |
| Tax Bill | $3,256 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001290300 |
| Primary APN | 0001290300 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 1,159 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 568 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,716 sqft (0.935 acres) |
| Lot Dimensions | 351 ft deep x 116 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 625 E MAIN ST |
|---|---|
| City | PANORA |
| State | IA |
| Zip | 50216-1057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 80 30 L 10 (EX. N .75 A. NW SW) |
| Legal Range | 30W |
| Legal Township | 80N |
| Legal Section | 33 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | CASS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 950100 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 625 E MAIN ST, PANORA, IA 50216-1057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage GUTHRIE COUNTY STATE BANK |
| Apr 17, 2018 | Deed of Trust, Mortgage GUTHRIE COUNTY STATE BANK |
| Feb 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUTHRIE COUNTY STATE BANK |
| Feb 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUTHRIE COUNTY STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on File |
| Deed Sale | Feb 24, 2022 · Amount on File |
| Deed Document Number | 2022560 |
| Prior Transfer Date | Jun 14, 2021 |
| Prior Transfer Doc | 0000002476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 625 E MAIN ST, PANORA, IA 50216-1057 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02017/1785 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 2017/1785 |
| Instrument | 2017-1785 |
| Name | GUTHRIE COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | PANORA, IA 50216 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 625 E MAIN ST, PANORA, IA 50216-1057 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000975 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 0000002018/0000000975 |
| Instrument | 2018-0975 |
| Name | GUTHRIE COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 625 E MAIN ST, PANORA, IA 50216-1057 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020200431 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-0431 |
| Name | GUTHRIE COUNTY STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Feb 24, 2022 |
| Property Address | 625 E MAIN ST, PANORA, IA 50216-1057 |
| Document Number | 0020220560 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022-0560 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 625 E MAIN ST, PANORA, IA 50216-1057 |
| Document Number | 0020220561 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-0561 |
| Name | GUTHRIE COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 31, 2022 |
| Rate Type | Fixed Rate |
|---|
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Panora City |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,500 (-) Land $30,800 Building $191,700 | $222,500 (-) Land $30,800 Building $191,700 | |
| 2025 | $3,256.00 (-15.95%) Homeowner's exemption | $222,500 (-7.21%) Land $30,800 Building $191,700 | $222,500 (-7.21%) Land $30,800 Building $191,700 |
| 2024 | $3,874.00 (-9.49%) | ||
| 2023 | $239,800 (+20.32%) Land $36,300 Building $203,500 | $239,800 (+20.32%) Land $36,300 Building $203,500 | |
| 2022 | $4,280.00 | $199,300 Land $36,300 Building $163,000 | |
| 2021 | $199,300 Land $36,300 Building $163,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Telecommunications Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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