622 E Main St, Panora, IA 50216 Property Records

Guthrie County property record for 622 E Main St, Panora, IA 50216

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,967 sqft · built 1900
Lot Size0.267 acres (11,618 sqft)
Owner2 Individual Names on Record
Tax Bill$3,058 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0001329700

Property Details

APN / Parcel Number

Primary APN0001329700

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,967 sqft Living Area
1st Floor Area504 sqft
Basement Area252 sqft
Unfinished Basement204 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,618 sqft (0.267 acres)
Lot Dimensions157 ft deep x 74 ft wide
Garage TypeDetached
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area72 sqft
Deck Area464 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address622 E MAIN ST
CityPANORA
StateIA
Zip50216-1057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description03 LOT 2 REYNOLDS 1ST BLK 03
Legal SubdivisionE J REYNOLDS FIRST ADDITION
Legal Block3
Legal Lot Number2
JurisdictionGUTHRIE IA
Township / Civil DivisionCASS
Census Block Group3
Census Block3096
Census Tract950100

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address622 E MAIN ST, PANORA, IA 50216-1057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2014
Deed SaleAug 20, 2014
Deed Document Number20141833
Deed Book / Page2014 / 1833
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address622 E MAIN ST, PANORA, IA 50216-1057
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221195
DateMay 4, 2022
Instrument2022-1195
Lender
NameGUTHRIE COUNTY STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyGuthrie County
MunicipalityPanora City
Unified School DistrictPanorama Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,900 (-) Land $19,400 Building $176,500$195,900 (-) Land $19,400 Building $176,500
2025$3,058.00 (+29.47%) Homeowner's exemption$195,900 (+38.15%) Land $19,400 Building $176,500$195,900 (+38.15%) Land $19,400 Building $176,500
2024$2,362.00 (-6.27%)
2023$141,800 (+17.19%) Land $19,400 Building $122,400$141,800 (+17.19%) Land $19,400 Building $122,400
2022$2,520.00 Homeowner's exemption$121,000 Land $19,400 Building $101,600
2021$121,000 Land $19,400 Building $101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE PANORAMA WATER COMPANY
private · serves 2,900 people · EPA ID IA3900301
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Panora Telecommunications
Fiber
1,000 / 300
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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