625 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 625 E Main St, Chattanooga, TN 37408

Property Summary

Property Type	Restaurant
Details	6,680 sqft · built 1940
Lot Size	0.22 acres (9,618 sqft)
Owner	Company Name on Record
Last Sale	$2,475,000 (Apr 2026)
Tax Bill	$11,421 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145L H 004`

Property Details

APN / Parcel Number

Primary APN	`145L H 004`
Alternative APN	`0000070881`

Interior

Stories	1 Story
Building Area	6,680 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1944
Exterior Material	Brick
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	9,618 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 71.2 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000070881
Street Address	625 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37408-1425
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C3
Legal Description	LT 26 MONTAGUES ADDITION NO 1 SUB PB 6 PG 39 REV 120-151
Legal Subdivision	CLIFT
Legal Lot Number	26
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3025
Census Tract	12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9533 WINDROSE CIR, CHATTANOOGA, TN 37421-4821
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Special Warranty Deed, Transfer ESCROW AND TITLE, ESCROW & TITLE
Mar 22, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK
Oct 10, 2019	Warranty Deed, Transfer · Conventional with PMI FRANKLIN SYNERGY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	202618
Deed Book / Page	14264 / 562
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 16, 2026
Property Address	625 E MAIN ST, CHATTANOOGA, TN 37408-1425
Document Number	0000000018
Book / Page	14264 / 562
Instrument Date	Mar 31, 2026
Instrument	2026.18
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	ESCROW AND TITLE, ESCROW & TITLE

Transaction

Amount	Amount Recorded
Tax	$924,907.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9533 WINDROSE CIR, CHATTANOOGA, TN 37421-4821

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	625 E MAIN ST, CHATTANOOGA, TN 37408-1425
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000229
Date	Mar 22, 2021
Book Page	12409/207
Instrument	2021032200229

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 10, 2019
Property Address	625 E MAIN ST, CHATTANOOGA, TN 37408-1425
Document Number	1010000183
Book / Page	011785 / 000960
Instrument Date	Oct 4, 2019
Instrument	191010000183
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	COMMERCE TITLE COMPANY, COMMERCE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3010 CHATTANOOGA TN 374040010, CHATTANOOGA, TN 37404-0010

Mortgage

Document Number	1010000195
Date	Oct 10, 2019
Book Page	011786/000047
Instrument	191010000195

Lender

Name	FRANKLIN SYNERGY BK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,421.00 (-25.87%)	$753,520 (+9.42%)	$1,883,800 (+9.42%) Land $577,100 Building $1,306,700
2024	$15,406.00	$688,640 (-)	$1,721,600 (-) Land $384,800 Building $1,336,800
2023	$15,406.00 (+265.94%)	$688,640 (+265.91%)	$1,721,600 (+265.91%) Land $384,800 Building $1,336,800
2022	$4,210.00	$188,200	$470,500 Land $384,800 Building $85,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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