625 Division St, Owosso, MI 48867 Property Records

Shiawassee County property record for 625 Division St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,260 sqft · built 1910
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Sep 2022)
Tax Bill$1,955 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN050-420-002-008-00

Property Details

APN / Parcel Number

Primary APN050-420-002-008-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,260 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCustom Design
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address625 DIVISION ST
CityOWOSSO
StateMI
Zip48867-4537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 & S 12 OF LOT 16 BLK 2 MAPLE RIDGE PARK RE SUBDIV OF KEYTES ADD
Legal SubdivisionMAPLE RIDGE PARK RE SUBDIV OF KEYTES ADD
Legal Block2
Legal Lot Number17,16
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2009
Census Tract30800

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address625 DIVISION ST, OWOSSO, MI 48867-4537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAFCU
Sep 7, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2022 · Amount on Record
Deed SaleSep 7, 2022 · Amount on Record
Deed Document Number20223364193
Deed Book / Page1300 / 233
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address625 DIVISION ST, OWOSSO, MI 48867-4537
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 PENBROKE DR, OWOSSO, MI 48867-4716

Mortgage

Document Number0013000442
DateSep 14, 2022
Book Page1300/442
Instrument3364415
Lender
NameLAFCU
TypeCredit Union
AddressLANSING, MI 48917
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateSep 7, 2022
Property Address625 DIVISION ST, OWOSSO, MI 48867-4537
Document Number0013000233
Book / Page1300 / 233
Map ReferenceLB 1 PG 92
Instrument DateSep 6, 2022
Instrument3364193
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address625 DIVISION ST, OWOSSO, MI 48867-4537

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 DIVISION ST, OWOSSO, MI 48867-4537

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,100 (+9.14%)$112,200 (+9.14%)
2025$1,955.00 (+4.94%) Homeowner's exemption$51,400 (+20.37%)$102,800 (+20.37%)
2023$1,863.00 Homeowner's exemption$42,700$85,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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