615 Division St, Owosso, MI 48867 Property Records

Shiawassee County property record for 615 Division St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Dec 2022)
Tax Bill$2,655 (2025)
Deeds & MortgagesMar 2021 Second Mortgage
Dec 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN050-420-002-005-00

Property Details

APN / Parcel Number

Primary APN050-420-002-005-00

Exterior

Lot Area7,841 sqft (0.18 acres)
Lot Dimensions130 ft deep x 60 ft wide

Location & Zoning

Street Address615 DIVISION ST
CityOWOSSO
StateMI
Zip48867-4537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 10 11 BLK 2 MAPLE RIDGE PARK RE SUB DIV KEYTES ADD
Legal SubdivisionMAPLE RIDGE PARK RE SUB DIV KEYTES ADD
Legal Block2
Legal Lot Number10-11
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2009
Census Tract30800

Owner

Source: Shiawassee County assessment roll, APN 050-420-002-005-00, as of July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address615 DIVISION ST, OWOSSO, MI 48867-4537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Dec 01, 2022Deed of Trust, Mortgage · FHA Mortgage
LEGEND LENDING CORP
Dec 05, 2022Warranty Deed, Transfer
CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2022 · Amount on Record
Deed SaleDec 05, 2022 · Amount on Record
Prior SaleJun 09, 2014 · Amount on Record
Deed Document Number20223366700
Deed Book / Page1302 / 675
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address615 DIVISION ST, OWOSSO, MI 48867-4537
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 DIVISION ST, OWOSSO, MI 48867-4537

Mortgage

Document Number0012800250
DateMar 30, 2021
Book Page1280/250
Instrument3344016
Lender
NameMICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address615 DIVISION ST, OWOSSO, MI 48867-4537
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 ODAWA PL, SWARTZ CREEK, MI 48473-1612

Mortgage

Document Number0013020583
DateDec 01, 2022
Book Page1302/583
Instrument3366608
Lender
NameLEGEND LENDING CORP
TypeMortgage Company
AddressHOUSTON, TX 77058
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2052

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateDec 05, 2022
Property Address615 DIVISION ST, OWOSSO, MI 48867-4537
Document Number0013020675
Book / Page1302 / 675
Map ReferenceLB 1 PG 92
Instrument DateNov 28, 2022
Instrument3366700
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$862.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address615 DIVISION ST, OWOSSO, MI 48867-4537

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 ODAWA PL, SWARTZ CREEK, MI 48473-1612

Tax Assessment & Valuation

Source: Shiawassee County assessment roll as of July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$76,800 (+9.71%)$153,600 (+9.71%)
2025$2,655.00 (+4.9%) Homeowner's exemption$70,000 (+20.69%)$140,000 (+20.69%)
2023$2,531.00 Homeowner's exemption$58,000$116,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550308002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 430 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0005120, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OWOSSO
serves 16,353 people
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Division St

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