625 Atcher St, Radcliff, KY 40160 Property Records

Hardin County property record for 625 Atcher St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,356 sqft · built 2007
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Sep 2021)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-20-08-405`

Property Details

APN / Parcel Number

Primary APN	`160-20-08-405`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,356 sqft Living Area
Attic Area	121 sqft

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Frame/Masonry
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	242 sqft
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	625 ATCHER ST
City	RADCLIFF
State	KY
Zip	40160-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODS @ ATCHER LT405
Legal Subdivision	THE WOODS ATCHER
Legal Lot Number	405
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	4
Census Block	4013
Census Tract	400

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	625 ATCHER ST, RADCLIFF, KY 40160-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 15, 2019	Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	0001519750
Deed Book / Page	1519 / 750
Record Updated	Jun 8, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 16, 2021
Property Address	625 ATCHER ST, RADCLIFF, KY 40160-3023
Document Number	1519/750
Book / Page	1519 / 750
Map Reference	CAB 1 SH 4126
Instrument Date	Sep 13, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3449 GUSTIN ST, 3449, WAHIAWA, HI 96786-3687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 ATCHER ST, RADCLIFF, KY 40160-3023

Mortgage

Document Number	2403/235
Date	Sep 16, 2021
Book Page	2403/235

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 15, 2019
Property Address	625 ATCHER ST, RADCLIFF, KY 40160-3023
Document Number	1471/647
Book / Page	1471 / 647
Instrument Date	Apr 12, 2019
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 ATCHER ST, RADCLIFF, KY 40160-3023

Mortgage

Document Number	002264/302
Date	Apr 15, 2019
Book Page	2264/302
Instrument	20190-00004182

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00 (+29.6%)	$152,000 (-) Land $15,000 Building $137,000	$152,000 (-) Land $15,000 Building $137,000
2023		$152,000 (-) Land $10,000 Building $142,000	$152,000 (-) Land $10,000 Building $142,000
2022		$152,000 Land $10,000 Building $142,000	$152,000 Land $10,000 Building $142,000
2021	$1,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

Nearby Properties on Atcher St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures