621 Atcher St, Radcliff, KY 40160 Property Records

Hardin County property record for 621 Atcher St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,356 sqft · built 2007
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Feb 2017)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-20-08-403`

Property Details

APN / Parcel Number

Primary APN	`160-20-08-403`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	242 sqft
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	621 ATCHER ST
City	RADCLIFF
State	KY
Zip	40160-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODS @ ATCHER LT403
Legal Subdivision	THE WOODS ATCHER
Legal Block	8
Legal Lot Number	403
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	4
Census Block	4013
Census Tract	400

Owner

Source: Hardin County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 ATCHER ST, RADCLIFF, KY 40160-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2017	Deed of Trust, Mortgage · ARM FORT KNOX FCU
Feb 16, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Prior Sale	Nov 4, 2009 · Amount on Record
Deed Book / Page	1436 / 75
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	621 ATCHER ST, RADCLIFF, KY 40160-3023
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002410/683
Date	Oct 27, 2021
Book Page	2410/683

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	621 ATCHER ST, RADCLIFF, KY 40160-3023
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002189/444
Date	Feb 15, 2017
Book Page	2189/444

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	3 Years
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	3-Year CMT
Max Rate	9.75%

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Feb 16, 2017
Property Address	621 ATCHER ST, RADCLIFF, KY 40160-3023
Document Number	001436/075
Book / Page	1436 / 075
Instrument Date	Feb 13, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 ATCHER ST, RADCLIFF, KY 40160-3023

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00 (+21.35%)	$141,800 (+23.41%) Land $15,000 Building $126,800	$141,800 (+23.41%) Land $15,000 Building $126,800
2023		$114,900 (-) Land $10,000 Building $104,900	$114,900 (-) Land $10,000 Building $104,900
2022		$114,900 Land $10,000 Building $104,900	$114,900 Land $10,000 Building $104,900
2021	$1,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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