Benton County property record for 6248 Hwy 4 E, Ripley, MS 38663
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,584 sqft · built 2002 |
| Lot Size | 16.6 acres (726,581 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,627 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 1-0900-09-000-038.03 |
| Primary APN | 1-0900-09-000-038.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,584 sqft Living Area |
| 1st Floor Area | 3,404 sqft |
| 2nd Floor Area | 180 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 726,581 sqft (16.6 acres) |
| Utility Building | 120 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 22428 |
|---|---|
| Street Address | 6248 HIGHWAY 4 E |
| City | RIPLEY |
| State | MS |
| Zip | 38663-6927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 02 |
| Legal Township | 04 |
| Legal Section | 09 |
| Jurisdiction | BENTON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950200 |
6248 Hwy 4 E is owned and occupied by two individuals.
Source: Benton County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6248 HIGHWAY E E, RIPLEY, MS 38663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Apr 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MS |
| Property Address | 6248 HIGHWAY 4 E, RIPLEY, MS 38663-6927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 265/72 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 265/72 |
| Instrument | 202100138 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MS |
| Property Address | 6248 HIGHWAY 4 E, RIPLEY, MS 38663-6927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0250/0006 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 0250/0006 |
| Instrument | 201800425 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 23, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MS |
| Property Address | 6248 HIGHWAY 4 E, RIPLEY, MS 38663-6927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0254/0171 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 0254/0171 |
| Instrument | 201900084 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BENTON MS |
| Recording Date | Apr 26, 2018 |
| Property Address | 6248 HIGHWAY 4 E, RIPLEY, MS 38663-6927 |
| Document Number | 00201/0562 |
| Book / Page | 0201 / 0562 |
| Map Reference | DB 160 PG 1 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 201800396 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6122 HIGHWAY 4 E, 6122, RIPLEY, MS 38663-6906 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6248 HIGHWAY 4 E, RIPLEY, MS 38663-6927 |
The 2025 property tax bill for 6248 Hwy 4 E was $1,627 with a homeowner's exemption.
Source: Benton County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Benton County |
| Unified School District | Benton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,627.00 Homeowner's exemption | $13,445 | $132,890 Land $10,120 Building $122,770 |
| 2023 | $1,423.00 Homeowner's exemption | $13,456 | $132,960 Land $10,190 Building $122,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6248 Hwy 4 E in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6248 Hwy 4 E is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 68% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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