6046 Hwy 4 E, Ripley, MS 38663 Property Records

Benton County property record for 6046 Hwy 4 E, Ripley, MS 38663

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1964
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on File
Last Sale	$87,600 (Dec 2017)
Tax Bill	$765 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-0900-09-000-040.03`

Property Details

APN / Parcel Number

Primary APN	`1-0900-09-000-040.03`
Alternative APN	`23191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,794 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,537 sqft (1.78 acres)
Utility Building	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23191
Street Address	6046 HIGHWAY 4 E
City	RIPLEY
State	MS
Zip	38663-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PART E 1/2 SE 1/4
Legal Range	02E
Legal Township	04S
Legal Section	09
Legal Subdivision	OLD RIPLEY AND ASHLAND RD
Jurisdiction	BENTON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	950200

Owner

6046 Hwy 4 E is owned and occupied by an individual who bought it in December 2017.

Source: Benton County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	6046 HIGHWAY 4 E, RIPLEY, MS 38663-6904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Dec 21, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Deed Document Number	20171236
Deed Book / Page	200 / 606
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	6046 HIGHWAY 4 E, RIPLEY, MS 38663-6904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0248/220
Date	Dec 21, 2017
Book Page	0248/220
Instrument	201701237

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON MS
Recording Date	Dec 21, 2017
Property Address	6046 HIGHWAY 4 E, RIPLEY, MS 38663-6904
Document Number	000200/606
Book / Page	0200 / 606
Instrument Date	Dec 21, 2017
Instrument	201701236
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6046 HIGHWAY 4 E, RIPLEY, MS 38663-6904

Tax Assessment & Valuation

The 2025 property tax bill for 6046 Hwy 4 E was $765 with a homeowner's exemption.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 Homeowner's exemption	$7,438	$74,190 Land $6,230 Building $67,960
2023	$654.00 Homeowner's exemption	$7,457	$74,380 Land $6,230 Building $68,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6046 Hwy 4 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6046 Hwy 4 E is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 77% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEPAConnect Fiber	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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