62402 Chubb Rd, Ray, MI 48096 Property Records

Macomb County property record for 62402 Chubb Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,842 sqft · built 2008
Lot Size	0.373 acres (16,256 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Aug 2017)
Tax Bill	$5,066 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-22-276-007`

Property Details

APN / Parcel Number

Primary APN	`21-05-22-276-007`
Alternative APN	`0522276007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,121 sqft
Basement Area	1,121 sqft
Unfinished Basement	1,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Split Level
Lot Area	16,256 sqft (0.373 acres)
Lot Width	100 ft Width
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	62402 CHUBB RD
City	RAY
State	MI
Zip	48096-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HARTWAY DOBSON SUBDIVISION LOT 58
Legal Subdivision	HARTWAY DOBSON SUBDIVISION
Legal Lot Number	58
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2008
Census Tract	216000

Owner

Source: Macomb County records · APN 21-05-22-276-007

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	62402 CHUBB RD, RAY, MI 48096-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit CHELSEA STATE BANK
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2017 · Amount on Record
Deed Sale	Aug 09, 2017 · Amount on Record
Prior Sale	Feb 24, 2004 · Amount on Record
Deed Document Number	20177097774
Deed Book / Page	24876 / 2
Last Transfer Date	May 23, 2024
Transfer Doc	0000044949
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62402 CHUBB RD, RAY, MI 48096-3108
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62402 CHUBB RD, RAY, MI 48096-3108

Mortgage

Document Number	2500112715
Date	Dec 17, 2025
Book Page	30440/486
Instrument	202500112715

Lender

Name	CHELSEA STATE BANK
Type	Bank
Address	CHELSEA, MI 48118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Sep 10, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62402 CHUBB RD, RAY, MI 48096-3108
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LIB

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144360
Date	Dec 19, 2019
Book Page	26408/698
Instrument	9144360

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62402 CHUBB RD, RAY, MI 48096-3108
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62402 CHUBB RD, RAY, MI 48096-3108

Mortgage

Document Number	0000112548
Date	Sep 18, 2020
Book Page	27006/102
Instrument	2112548

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,000 (+51.22%)	$496,000 (+51.22%)
2025	$5,066.00 (+17.54%)
2023		$164,000	$328,000
2022	$4,310.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 38 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chubb Rd

Nearby Streets

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