62302 Chubb Rd, Ray, MI 48096 Property Records

Macomb County property record for 62302 Chubb Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,448 sqft · built 1965
Lot Size	0.364 acres (15,866 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2023)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-22-276-012`

Property Details

APN / Parcel Number

Primary APN	`21-05-22-276-012`
Alternative APN	`0522276012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,160 sqft
Unfinished Basement	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	15,866 sqft (0.364 acres)
Lot Width	100 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	62302 CHUBB RD
City	RAY
State	MI
Zip	48096-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HARTWAY DOBSON SUBDIVISION LOT 53
Legal Subdivision	HARTWAY DOBSON SUBDIVISION
Legal Lot Number	53
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2008
Census Tract	216000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	62302 CHUBB RD, RAY, MI 48096-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 22, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 5, 2022	Sheriff's Deed, Foreclosure
Jul 9, 2020	Deed of Trust, Mortgage FELLOWSHIP HM LOANS
Aug 9, 2019	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Aug 5, 2022 · Amount on Record
Deed Document Number	2023591
Deed Book / Page	28956 / 733
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	2200100179
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 3, 2023
Property Address	62302 CHUBB RD, RAY, MI 48096-3105
Document Number	2300000591
Book / Page	28956 / 733
Map Reference	LB 42 PG 29
Instrument Date	Dec 28, 2022
Instrument	202300000591
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2065 E WEST MAPLE RD STE 311, 311, COMMERCE TOWNSHIP, MI 48390-3834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1888027 MILE RD, RAY, MI 48096

Mortgage

Document Number	2300001406
Date	Jan 3, 2023
Instrument	202300001406

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 22, 2022
Property Address	62302 CHUBB RD, RAY, MI 48096-3105
Document Number	2200100179
Book / Page	28774 / 897
Map Reference	LB 42 PG 29
Instrument Date	Aug 22, 2022
Instrument	202200100179
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Tax	$18.75
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623Q2 CHUBB ROAD, 623Q2, RAY, MI 48096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MILE ROAD, STERLING HEIGHTS, MI 48310

August 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 5, 2022
Property Address	62302 CHUBB RD, RAY, MI 48096-3105
Document Number	2200095128
Book / Page	28750 / 147
Map Reference	LB 42 PG 29
Instrument Date	Jul 25, 2022
Instrument	202200095128
Transaction Type	Foreclosure
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62302 CHUBB RD, 62302, RAY, MI 48096-3105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 E 14 MILE RD, STERLING HEIGHTS, MI 48310-6154

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62302 CHUBB RD, RAY, MI 48096-3105
Document Number	0000082396
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62302 CHUBB RD RAY MI 480963105, RAY, MI 48096-3105

Mortgage

Document Number	0000082396
Date	Jul 20, 2020
Book Page	026845/000579
Instrument	82396

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62302 CHUBB RD, RAY, MI 48096-3105
Document Number	0000091012
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62302 CHUBB RD RAY MI 480963105, RAY, MI 48096-3105

Mortgage

Document Number	0000091012
Date	Aug 14, 2019
Book Page	026134/000066
Instrument	91012

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,900 (+1.11%)	$255,800 (+1.11%)
2025	$2,865.00 (+2.87%) Homeowner's exemption	$126,500 (+48.3%)	$253,000 (+48.3%)
2024	$2,785.00 (+60.89%)
2023		$85,300	$170,600
2022	$1,731.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chubb Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures