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624 Spear Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 624 Spear Ave, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details5 bd · 2 ba · 2,100 sqft · built 1920
Lot Size0.276 acres (12,021 sqft)
Owner2 Company Names on File
Tax Bill$4,418 (2026)
Deeds & MortgagesJul 2026 Sale
Flood ZoneZone X (minimal risk)
APN010-3320-00420

Property Details

APN / Parcel Number

Primary APN010-3320-00420
Alternative APN
  • 100336

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,100 sqft Gross Area
1st Floor Area1,050 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area12,021 sqft (0.276 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area188 sqft
Deck Area56 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number100336
Street Address624 SPEAR AVE
CityDULUTH
StateMN
Zip55803-2154
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLOT: 0006 BLOCK:004 SERIAL #
Legal SubdivisionMORLEY HEIGHTS DULUTH
Legal Block4
Legal Lot Number6
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2015
Census Tract500

Owner

Source: St. Louis County records · APN 010-3320-00420

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address624 SPEAR AVE, DULUTH, MN 55803-2154
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 10, 2026
Transfer Doc0001103687
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LOUIS MN
Recording DateJul 17, 2026
Property Address624 SPEAR AVE, DULUTH, MN 55803-2154
Document Number0001103687
Instrument DateJul 10, 2026
Instrument20261103687
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$166.65
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address624 SPEAR AVE, DULUTH, MN 55803-2154

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,418.00 (+4.64%) Homeowner's exemption
2025$4,222.00 (+4.76%) Homeowner's exemption$343,700 (+6.38%) Land $63,600 Building $280,100$343,700 (+6.38%) Land $63,600 Building $280,100
2024$4,030.00$323,100 (+26.66%) Land $59,300 Building $263,800$323,100 (+26.66%) Land $59,300 Building $263,800
2022$255,100 Land $40,600 Building $214,500$255,100 Land $40,600 Building $214,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1997, rainfall accumulation, Severe Flooding, High Winds,severe Storms

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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