St. Louis County property record for 618 Spear Ave, Duluth, MN 55803 · Last verified August 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5 bd · 2 ba · 2,184 sqft · built 1920 |
| Lot Size | 0.283 acres (12,365 sqft) |
| Owner | Company Name on File |
| Last Sale | $220,000 (May 2021) |
| Tax Bill | $4,928 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3320-00410 |
| Primary APN | 010-3320-00410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Gross Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 12,365 sqft (0.283 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Deck Area | 90 sqft |
| Storage Building | 36 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1068990 |
|---|---|
| Street Address | 618 SPEAR AVE |
| City | DULUTH |
| State | MN |
| Zip | 55803-2154 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0005 BLOCK:004 SERIAL # |
| Legal Subdivision | MORLEY HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 500 |
Source: St. Louis County records · APN 010-3320-00410
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 3144, DULUTH, MN 55803-3144 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Jan 23, 2007 · Amount on Record |
| Deed Document Number | 20211041377 |
| Prior Transfer Date | Dec 09, 2008 |
| Prior Transfer Doc | 0000864156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 28, 2021 |
| Property Address | 618 SPEAR AVE, DULUTH, MN 55803-2154 |
| Document Number | 0001041377 |
| Instrument Date | May 27, 2021 |
| Instrument | 1041377 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3144, DULUTH, MN 55803-3144 |
| Document Number | 0001041378 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 1041378 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 05, 2026 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,928.00 (+4.63%) | ||
| 2025 | $4,710.00 (+13.17%) | $298,200 (+6.42%) Land $64,500 Building $233,700 | $298,200 (+6.42%) Land $64,500 Building $233,700 |
| 2024 | $4,162.00 | $280,200 (+34.58%) Land $60,200 Building $220,000 | $280,200 (+34.58%) Land $60,200 Building $220,000 |
| 2022 | $208,200 Land $41,200 Building $167,000 | $208,200 Land $41,200 Building $167,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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