624 S 7th St, Waco, TX 76706 Property Records

McLennan County property record for 624 S 7th St, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,050 sqft · built 1920
Lot Size0.146 acres (6,360 sqft)
Owner2 Individual Names on Record
Tax Bill$9,708 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jul 2024 Sale
Flood ZoneZone AE (high risk)
APN48-015800-004100-0

Property Details

APN / Parcel Number

Primary APN48-015800-004100-0
Alternative APNs
  • 4801580000410000111
  • 172193

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,050 sqft Living Area
1st Floor Area714 sqft
2nd Floor Area336 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1946
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions147 ft deep x 43 ft wide
DrivewayConcrete Driveway
Driveway Area1,100 sqft
PorchOpen Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address624 S 7TH ST
CityWACO
StateTX
Zip76706-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2007 TIF
Legal DescriptionFARM LOT 14 LOT 8 BLOCK 5 ACRES 0.1460
Legal SubdivisionFARM LOT 14
Legal Block5
Legal Lot Number14,8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1002
Census Tract401

Owner

Source: McLennan County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14005 BOONFELD CT, WOODWAY, TX 76712-7709
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGE CAPITAL INC
Jul 17, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025
Deed SaleNov 20, 2025
Prior SaleNov 20, 2025
Deed Document Number202535985
Prior Transfer DateJan 5, 2010
Prior Transfer Doc0000000268
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateApr 20, 2026
Property Address624 S 7TH ST, WACO, TX 76706-1126
Document Number0000012122
Instrument DateApr 13, 2026
Instrument202612122
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address14005 BOONFELD CT, WOODWAY, TX 76712-7709

Mortgage

Document Number0000012122,
DateApr 20, 2026
Instrument202612122
Lender
NameUS MORTGAGE CAPITAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueMay 1, 2066
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJul 17, 2024
Property Address624 S 7TH ST, WACO, TX 76706-1126
Document Number0000029296
Instrument DateJul 16, 2024
Instrument2024029296
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14005 BOONFELD CT, WOODWAY, TX 76712-7709

Transferred To (Grantee/Buyer)

NameVerified Name
Address3839 MCKINNEY AVE STE 155, 155, DALLAS, TX 75204-1488

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,000 (-14.78%) Land $11,607 Building $356,393$368,000 (-14.78%) Land $11,607 Building $356,393
2025$9,708.00 (+119.04%)$431,821 (+115.91%) Land $94,740 Building $337,081$431,821 (+115.91%) Land $94,740 Building $337,081
2024$4,432.00 (-1.14%)
2023$200,000 Land $87,120 Building $112,880$200,000 Land $87,120 Building $112,880
2022$4,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile.

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