McLennan County property record for 620 S 7th St, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,120 sqft · built 1967 |
| Lot Size | 0.175 acres (7,649 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,255 (2024) |
| Deeds & Mortgages | Sep 2017 Line of Credit Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 480158000039018 |
| Primary APN | 480158000039018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Vinyl/Resilient |
| Security Alarm | Security Alarm |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,649 sqft (0.175 acres) |
| Lot Dimensions | 149 ft deep x 52 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Fence | Fence |
| Storage Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 172190 |
|---|---|
| Old Parcel Number | 4801580000390180111 |
| Street Address | 620 S 7TH ST |
| City | WACO |
| State | TX |
| Zip | 76706-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2007 TIF |
| Legal Description | FARM LOT 14 LOT 6 BLOCK 5 ACRES .1756 |
| Legal Subdivision | FARM LOT 14 |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 401 |
Source: McLennan County records · APN 480158000039018
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 32505, WACO, TX 76703-4100 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2017 | Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS |
| Sep 13, 2018 | Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS |
| May 07, 2020 | Deed of Trust, Mortgage AMERICA'S CHOICE HM LNS LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2012 |
| Deed Sale | Sep 21, 2012 |
| Deed Document Number | 2012030025 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 620 S 7TH ST, WACO, TX 76706-1126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029654 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 2017029654 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 08, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 620 S 7TH ST, WACO, TX 76706-1126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032629 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 2018032629 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Address | WACO, TX 76701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 12, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 620 S 7TH ST, WACO, TX 76706-1126 |
| Document Number | 0000015524 |
| Instrument Date | May 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 620 S 7TH ST WACO TX 767061126, WACO, TX 76706-1126 |
| Document Number | 0000015524 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 15524 |
| Name | AMERICA'S CHOICE HM LNS LP |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77024 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 13, 2050 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,600 (+2%) Land $95,600 Building $237,140 | $332,740 (+42.81%) Land $95,600 Building $237,140 | |
| 2024 | $5,255.00 (+0.61%) | ||
| 2023 | $233,000 Land $95,600 Building $137,400 | $233,000 Land $95,600 Building $137,400 | |
| 2022 | $5,223.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090004011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Helmsco Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX1550008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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