624 Ridge Dr, Naples, FL 34108 Property Records

Collier County property record for 624 Ridge Dr, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	3,214 sqft · built 1985
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,470,000 (Oct 2020)
Tax Bill	$12,389 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`561400 S 24A03`

Property Details

APN / Parcel Number

Primary APN	`561400 S 24A03`
Alternative APNs	`67287840000128400S24` `67287840000`

Interior

Stories	1 Story
Building Area	3,214 sqft Living Area
1st Floor Area	3,223 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	50,965 sqft
Garage Type	Attached
Garage Area	168 sqft

Exterior Amenities

Pool Area	756 sqft
Pool House	320 sqft
Porch	Open Aluminum/Fiberglass Porch
Porch Area	168 sqft
Deck Area	1,661 sqft

Location & Zoning

Street Address	624 RIDGE DR
City	NAPLES
State	FL
Zip	34108-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PINE RIDGE EXT BLK S LOT 2 OR 1391 PG 1672
Legal Range	25
Legal Township	49
Legal Section	3
Legal Subdivision	PINE RIDGE EXTENSION
Legal Tract	561400
Legal Block	S
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	10205

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	624 RIDGE DR, NAPLES, FL 34108-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREEN TODD C TRUST (PT)
Oct 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TODD GREEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Mar 2, 2015 · Amount on Record
Deed Document Number	20205934572
Deed Book / Page	5826 / 2808
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 7, 2020
Property Address	624 RIDGE DR, NAPLES, FL 34108-2608
Document Number	0058262808
Book / Page	5826 / 2808
Map Reference	MB 3 PG 51
Instrument Date	Oct 6, 2020
Instrument	5934572
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 RIDGE DR, 624, NAPLES, FL 34108-2608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	624 RIDGE DR, NAPLES, FL 34108-2608

Mortgage

Document Number	0058262810
Date	Oct 7, 2020
Instrument	5826/2810

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	624 RIDGE DR, NAPLES, FL 34108-2608
Document Number	0057532782
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	624 RIDGE DR NAPLES FL 341082608, NAPLES, FL 34108-2608

Mortgage

Document Number	0057532782
Date	Apr 20, 2020
Book Page	005753/002782
Instrument	5857362

Lender

Name	GREEN TODD C TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 31, 2017
Property Address	624 RIDGE DR, NAPLES, FL 34108-2608
Document Number	0054443260
Book / Page	005444 / 003260
Instrument Date	Oct 27, 2017
Instrument	5465179
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	54443260
Date	Oct 31, 2017
Book Page	005444/003260
Instrument	5465179

Lender

Name	TODD GREEN
Address	670 GULF SHORE BLVD S, NAPLES, FL 34102-8635

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2018

Interest

Rate	9%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,350,557 (+2.7%)	$2,412,386 (-19.52%) Land $2,171,760 Building $240,626
2025	$12,389.00 (+13.49%) Homeowner's exemption	$1,315,051 (+16.76%)	$2,997,679 (+11.55%) Land $2,369,882 Building $627,797
2023	$10,916.00 (-3.06%) Homeowner's exemption	$1,126,280 (+3%)	$2,687,374 (+46.59%) Land $2,204,245 Building $483,129
2022	$11,260.00 Homeowner's exemption	$1,093,476	$1,833,220 Land $1,391,350 Building $441,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	23 (1995–2017)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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