573 Ridge Dr, Naples, FL 34108 Property Records

Collier County property record for 573 Ridge Dr, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	5,636 sqft · built 2018
Lot Size	1.26 acres (55,321 sqft)
Owner	Company Name on Record
Last Sale	$4,200,000 (Nov 2020)
Tax Bill	$54,967 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`561400 P 64A03`

Property Details

APN / Parcel Number

Primary APN	`561400 P 64A03`
Alternative APNs	`67285640008128400P64` `67285640008`

Interior

Stories	1 Story
Building Area	5,636 sqft Living Area
1st Floor Area	5,043 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	55,321 sqft
Pool Area	680 sqft
Deck Area	50 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	573 RIDGE DR
City	NAPLES
State	FL
Zip	34108-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PINE RIDGE EXT BLK P LOT 6 OR 1369 PG 1728
Legal Range	25
Legal Township	49
Legal Section	3
Legal Subdivision	PINE RIDGE EXTENSION
Legal Tract	561400
Legal Block	P
Legal Lot Number	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	10205

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	573 RIDGE DR, NAPLES, FL 34108-2605
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · ARM FLORIDA COMMUNITY BANK NA
Aug 11, 2017	Deed of Trust, Mortgage · Construction Mortgage FLORIDA COMMUNITY BANK NA
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Sep 2, 2020	Loan Modification, Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	20205959086
Deed Book / Page	5849 / 2098
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	573 RIDGE DR, NAPLES, FL 34108-2605
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054242679
Date	Aug 11, 2017
Book Page	5424/2679
Instrument	5440041

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	573 RIDGE DR, NAPLES, FL 34108-2605
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054242659
Date	Aug 11, 2017
Book Page	5424/2659
Instrument	5440040

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	573 RIDGE DR, NAPLES, FL 34108-2605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057792378
Date	Jun 25, 2020
Book Page	5779/2378
Instrument	5884979

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 24, 2020
Property Address	573 RIDGE DR, NAPLES, FL 34108-2605
Document Number	0058492098
Book / Page	5849 / 2098
Map Reference	MB 3 PG 51
Instrument Date	Nov 23, 2020
Instrument	5959086
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 CARICA RD, 623, NAPLES, FL 34108-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2966 ADDISON CIR S, ROCHESTER, MI 48306-4923

Mortgage

Document Number	0058492100
Date	Nov 24, 2020
Instrument	5849/2100

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	573 RIDGE DR, NAPLES, FL 34108-2605
Document Number	0058350830
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	573 RIDGE DR NAPLES FL 341082605, NAPLES, FL 34108-2605

Mortgage

Document Number	0058350830
Date	Oct 26, 2020
Book Page	005835/000830
Instrument	5943838

Lender

Name	SYNOVUS BK
Type	Bank
Address	1 CORPORATE DR # 360, LAKE ZURICH, IL 60047-8945

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Oct 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,922,293 (+2.7%)	$6,729,043 (+14.77%) Land $2,417,061 Building $4,311,982
2025	$54,967.00 (+7.04%) Homeowner's exemption	$5,766,595 (+23.55%)	$5,863,008 (+0.29%) Land $2,572,436 Building $3,290,572
2023	$51,351.00 (+17.74%)	$4,667,421 (+17.66%)	$5,845,886 (+33.22%) Land $2,392,642 Building $3,453,244
2022	$43,615.00	$3,966,837	$4,388,226 Land $1,510,269 Building $2,877,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	23 (1995–2017)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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