624 Riddle Rd, Cincinnati, OH 45220 Property Records

Hamilton County property record for 624 Riddle Rd, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,781 sqft · built 1899
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Jan 2023)
Tax Bill	$5,763 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099-0003-0022-00`

Property Details

APN / Parcel Number

Primary APN	`099-0003-0022-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,781 sqft Living Area
1st Floor Area	810 sqft
2nd Floor Area	656 sqft
Attic	Attic
Attic Area	315 sqft
Basement Area	656 sqft
Family Room	Family Room

Exterior

Year Built	Built 1899
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	260 ft deep x 25 ft wide
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	624 RIDDLE RD
City	CINCINNATI
State	OH
Zip	45220-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	624 RIDDLE RD 25 X 260.50 NS RIDDLE RD 300 FT W OF
Legal Subdivision	FULKE FARM
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	2902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10421 BUXTON LN, MONTGOMERY, OH 45242-5305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK
Jan 19, 2023	Warranty Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK
Jan 18, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Jan 18, 2017
Deed Document Number	0000005042
Deed Book / Page	14835 / 1540
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	624 RIDDLE RD, CINCINNATI, OH 45220-2606
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071930
Date	Jul 21, 2022
Book Page	14713/2575
Instrument	2022-0071930

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 19, 2023
Property Address	624 RIDDLE RD, CINCINNATI, OH 45220-2606
Document Number	0000005042
Book / Page	14835 / 1540
Instrument Date	Jan 17, 2023
Instrument	2023-0005042
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10421 BUXTON LN, MONTGOMERY, OH 45242-5305

Mortgage

Document Number	0000005043
Date	Jan 19, 2023
Instrument	2023-0005043

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 18, 2017
Property Address	624 RIDDLE RD, CINCINNATI, OH 45220-2606
Document Number	0000005157
Map Reference	PB 8 PG 12
Instrument Date	Dec 30, 2016
Instrument	17-0005157
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6630 ENGLISH GARDEN WAY, MASON, OH 45040-5774

Mortgage

Document Number	0000005158
Date	Jan 18, 2017
Instrument	17-0005158

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,763.00 (+0.14%)	$90,965 (+%) Land $14,437 Building $76,528
2024	$5,755.00 (-0.17%)	$90,964 (-) Land $14,437 Building $76,527
2023	$5,765.00 (+99.76%)	$90,964 (+122.26%) Land $14,437 Building $76,527	$259,900 (+122.27%) Land $41,250 Building $218,650
2022	$2,886.00	$40,926 Land $8,232 Building $32,694
2020			$116,930 Land $23,520 Building $93,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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