622 Riddle Rd, Cincinnati, OH 45220 Property Records

Hamilton County property record for 622 Riddle Rd, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,452 sqft · built 1916
Lot Size	0.066 acres (2,875 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Feb 2024)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099-0003-0068-00`

Property Details

APN / Parcel Number

Primary APN	`099-0003-0068-00`
Alternative APN	`0041417`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	852 sqft
2nd Floor Area	600 sqft
Basement Area	852 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	2,875 sqft (0.066 acres)
Lot Dimensions	137 ft deep x 21 ft wide
Porch	Open Frame Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	622 RIDDLE RD
City	CINCINNATI
State	OH
Zip	45220-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	622 RIDDLE RD 21 X 137 N S RIDDLE RD 29 FT W OF $OCKES SUB
Legal Subdivision	OCKES SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	2902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4805 CHAPEL RIDGE DR, CINCINNATI, OH 45223-1276
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit FCN BANK NA
Feb 20, 2024	Limited Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 18, 2023	Intrafamily Transfer, Transfer
Jul 11, 2022	Warranty Deed, Transfer
Oct 5, 2017	Warranty Deed, Transfer · FHA Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202411032
Deed Book / Page	15106 / 434
Prior Transfer Date	Oct 17, 2023
Prior Transfer Doc	0000074455
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	622 RIDDLE RD, CINCINNATI, OH 45220-2606
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 CHAPEL RIDGE DR, CINCINNATI, OH 45223-1276

Mortgage

Document Number	0000017657
Date	Mar 19, 2024
Book Page	15126/798
Instrument	2024-0017657

Lender

Name	FCN BANK NA
Type	Bank
Address	501 MAIN ST, BROOKVILLE, IN 47012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2049

Interest

Rate Type	Adjustable Rate

February 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2024
Property Address	622 RIDDLE RD, CINCINNATI, OH 45220-2606
Document Number	0000011032
Book / Page	15106 / 434
Instrument Date	Jan 30, 2024
Instrument	2024-0011032
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E JACKSON ST STE 3000, 3000, TAMPA, FL 33602-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 CHAPEL RIDGE DR, CINCINNATI, OH 45223-1276

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Oct 18, 2023
Property Address	622 RIDDLE RD, CINCINNATI, OH 45220-2606
Document Number	0000074455
Book / Page	15024 / 1925
Instrument Date	Oct 17, 2023
Instrument	2023-0074455
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E JACKSON ST STE 3000, 3000, TAMPA, FL 33602-5207

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2022
Property Address	622 RIDDLE RD, CINCINNATI, OH 45220-2606
Document Number	0000067778
Book / Page	14705 / 3422
Instrument Date	Jun 29, 2022
Instrument	2022-0067778
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 DOVE ST STE 100, 100, NEWPORT BEACH, CA 92660-2841

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 5, 2017
Property Address	622 RIDDLE RD, CINCINNATI, OH 45220-2606
Document Number	0000001108
Instrument Date	Sep 26, 2017
Instrument	17-0091108
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	622 RIDDLE RD, CINCINNATI, OH 45220-2606

Mortgage

Document Number	0000001109
Date	Oct 5, 2017
Instrument	17-0091109

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+0.16%)	$60,375 (-) Land $10,381 Building $49,994	$172,500 (-) Land $29,660 Building $142,840
2024	$3,820.00 (-0.18%)	$60,375 (-) Land $10,381 Building $49,994
2023	$3,827.00 (+33.3%)	$60,375 (+43.15%) Land $10,381 Building $49,994	$172,500 (+43.15%) Land $29,660 Building $142,840
2022	$2,871.00 Homeowner's exemption	$42,176 Land $5,919 Building $36,257
2020			$120,500 Land $16,910 Building $103,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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