624 Pines Lake Dr W, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 624 Pines Lake Dr W, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,235 sqft · built 1960
Lot Size	0.448 acres (19,515 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Feb 2022)
Tax Bill	$19,494 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-04309-0000-00069`

Property Details

APN / Parcel Number

Primary APN	`14-04309-0000-00069`
Alternative APNs	`1400660000000008` `140430900069`

Interior

Building Area	3,235 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Lot Area	19,515 sqft (0.448 acres)

Location & Zoning

Old Parcel Number	1400660000000008
Street Address	624 PINES LAKE DR W
City	WAYNE
State	NJ
Zip	07470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4309
Legal Lot Number	69
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1003
Census Tract	246002

Owner

624 Pines Lake Dr W is owned and occupied by an individual who bought it in February 2022.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	624 PINES LAKE DR W, WAYNE, NJ 07470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed, Transfer · Conventional Mortgage UNITY BANK
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Prior Sale	Apr 26, 1985 · Amount on File
Deed Document Number	20228853
Deed Book / Page	4241 / 265
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 10, 2022
Property Address	624 PINES LAKE DR W, WAYNE, NJ 07470
Document Number	0000008853
Book / Page	D4241 / 265
Instrument Date	Feb 7, 2022
Instrument	2022008853
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	NOT AVAILABLE, IMPERIUM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2152 CROSSING WAY, 2152, WAYNE, NJ 07470-4728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 PINES LAKE DR W, WAYNE, NJ 07470

Mortgage

Document Number	0000008854
Date	Feb 10, 2022
Instrument	2022008854

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	624 PINES LAKE DR W, WAYNE, NJ 07470
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 PINES LAKE DR E, WAYNE, NJ 07470-6268

Mortgage

Document Number	0000061937
Date	Sep 30, 2021
Book Page	M17479/217
Instrument	2021061937

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 624 Pines Lake Dr W was $19,494, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,000 (-) Land $154,100 Building $170,900	$325,000 (-) Land $154,100 Building $170,900
2025	$19,494.00 (+0.88%)	$325,000 Land $154,100 Building $170,900	$325,000 Land $154,100 Building $170,900
2024	$19,324.00
2023		$325,000 Land $154,100 Building $170,900	$325,000 Land $154,100 Building $170,900
2022	$18,375.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 624 Pines Lake Dr W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Pines Lake Dr W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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