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604 Pines Lake Dr W, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 604 Pines Lake Dr W, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details1,428 sqft · built 1959
Lot Size0.429 acres (18,687 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Dec 1997)
Tax Bill$14,311 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-04309-0000-00067

Property Details

APN / Parcel Number

Primary APN14-04309-0000-00067
Alternative APNs
  • 1400660000000011
  • 140430900067

Interior

Building Area1,428 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Lot Area18,687 sqft (0.429 acres)

Location & Zoning

Old Parcel Number1400660000000011
Street Address604 PINES LAKE DR W
CityWAYNE
StateNJ
Zip07470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINCL BLK 430967 LOT 67
Legal SubdivisionTOWNSHIP/WAYNE
Legal Block4309
Legal Lot Number67
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1003
Census Tract246002

Owner

604 Pines Lake Dr W is owned and occupied by an individual who acquired it in October 2015.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address604 PINES LAKE DR W, WAYNE, NJ 07470
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 1997 · Amount on File
Deed SaleDec 16, 1997 · Amount on File
Deed Document Number199726562
Deed Book / Page0153 / 335
Last Transfer DateOct 14, 2015
Transfer Doc0000054307
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address604 PINES LAKE DR W, WAYNE, NJ 07470
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREEN LABEL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052090
DateOct 15, 2020
Book PageM16510/270
Instrument2020052090
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 604 Pines Lake Dr W was $14,311, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,600 (-) Land $152,900 Building $85,700$238,600 (-) Land $152,900 Building $85,700
2025$14,311.00 (+0.87%)$238,600 Land $152,900 Building $85,700$238,600 Land $152,900 Building $85,700
2024$14,187.00
2023$238,600 Land $152,900 Building $85,700$238,600 Land $152,900 Building $85,700
2022$13,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Pines Lake Dr W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1983–2005)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Pines Lake Dr W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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