624 Paloma Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 624 Paloma Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,407 sqft · built 2002
Lot Size	0.141 acres (6,148 sqft)
Owner	Company Name on Record
Last Sale	$1,085,000 (Aug 2015)
Tax Bill	$17,612 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-710-18-00`

Property Details

APN / Parcel Number

Primary APN	`254-710-18-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,407 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,148 sqft (0.141 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	624 PALOMA CT
City	ENCINITAS
State	CA
Zip	92024-2384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 18 TR 014268
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014268
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	624 PALOMA CT, ENCINITAS, CA 92024-2384
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Prior Sale	Jun 8, 2007 · Amount on Record
Deed Document Number	2015458701
Last Transfer Date	Apr 6, 2017
Transfer Doc	0000164120
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 PALOMA CT, ENCINITAS, CA 92024-2384
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 PALOMA CT, ENCINITAS, CA 92024-2384

Mortgage

Document Number	0000644345
Date	Sep 13, 2021
Instrument	2021-0644345

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 PALOMA CT, ENCINITAS, CA 92024-2384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228118
Date	May 5, 2020
Instrument	2020-0228118

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	7.87%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 PALOMA CT, ENCINITAS, CA 92024-2384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321066
Date	Jul 17, 2017
Instrument	2017-0321066

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2017
Property Address	624 PALOMA CT, ENCINITAS, CA 92024-2384
Document Number	0000164120
Instrument Date	Apr 6, 2017
Instrument	164120
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	624 PALOMA CT ENCINITAS CA 920242384, ENCINITAS, CA 92024-2384

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,310,103 (+2%) Land $700,332 Building $609,771
2025	$17,612.00 (+5.44%) Homeowner's exemption	$1,284,415 (+4.04%) Land $686,600 Building $597,815
2023	$16,704.00 (+4.57%) Homeowner's exemption	$1,234,542 Land $659,940 Building $574,602
2022	$15,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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