624 NC 126, Morganton, NC 28655 Property Records

Burke County property record for 624 NC 126, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1966
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2017)
Tax Bill	$1,174 (2026)
Deeds & Mortgages	Dec 2019 Loan Modification Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1783790669`

Property Details

APN / Parcel Number

Primary APN	`1783790669`
Alternative APN	`28566`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Wood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	624 NC 126
City	MORGANTON
State	NC
Zip	28655-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	624 NC 126 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	624 NC 126, MORGANTON, NC 28655-7803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Oct 13, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	20179238
Deed Book / Page	2315 / 890
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BURKE NC
Property Address	624 NC 126, MORGANTON, NC 28655-7803
Document Number	0024480065
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 NC 126 MORGANTON NC 286557803, MORGANTON, NC 28655-7803

Mortgage

Document Number	0024480065
Date	Feb 6, 2020
Book Page	002448/000065
Instrument	36966

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 13, 2017
Property Address	624 NC 126, MORGANTON, NC 28655-7803
Document Number	0023150890
Book / Page	2315 / 0890
Instrument Date	Oct 12, 2017
Instrument	2017009238
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 NC 26, MORGANTON, NC 28655

Mortgage

Document Number	2017009239
Date	Oct 13, 2017
Instrument	2017009239

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 9, 2017
Property Address	624 NC 126, MORGANTON, NC 28655-7803
Document Number	0022810942
Book / Page	002281 / 000942
Instrument Date	Mar 6, 2017
Instrument	2096
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$85.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1055 MORGANTON NC 286801055, MORGANTON, NC 28680-1055

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,174.00 (+0.43%)	$169,609 (-) Land $14,582 Building $155,027	$169,609 (-) Land $14,582 Building $155,027
2025	$1,169.00 (-0.34%)	$169,609 (-) Land $14,582 Building $155,027	$169,609 (-) Land $14,582 Building $155,027
2023	$1,173.00	$169,609 Land $14,582 Building $155,027	$169,609 Land $14,582 Building $155,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Compas X-Stream.

Cell Coverage

5G and 4G LTE (outdoors only)

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