616 NC 126, Morganton, NC 28655 Property Records

Burke County property record for 616 NC 126, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,135 sqft · built 1964
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2025)
Tax Bill	$1,022 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1783793501`

Property Details

APN / Parcel Number

Primary APN	`1783793501`
Alternative APN	`28789`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	1,399 sqft
Utility Room	Utility Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	80 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	196 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	616 NC 126
City	MORGANTON
State	NC
Zip	28655-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	616 NC 126 MORGANTON, NC 28655
Legal Subdivision	JAMES SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20202

Owner

Source: Burke County assessment roll, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	616 NC 126, MORGANTON, NC 28655-7803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	202525003263
Deed Book / Page	2805 / 1
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 15, 2025
Property Address	616 NC 126, MORGANTON, NC 28655-7803
Document Number	0028050001
Book / Page	2805 / 1
Instrument Date	May 15, 2025
Instrument	2025003263
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 NC 126, MORGANTON, NC 28655-7803

Mortgage

Document Number	2025003264
Date	May 15, 2025
Instrument	2025003264

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	5-Year CMT
Max Rate	12.1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 17, 2019
Property Address	616 NC 126, MORGANTON, NC 28655-7803
Document Number	0024390822
Book / Page	2439 / 0822
Instrument Date	Dec 13, 2019
Instrument	2017035315
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 28TH ST # ST102, 2800, SANTA MONICA, CA 90405-2934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 NC 126, MORGANTON, NC 28655-7803

Mortgage

Document Number	2017035316
Date	Dec 17, 2019
Instrument	2017035316

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00 (-0.39%)	$141,623 (-3.38%) Land $14,582 Building $127,041	$141,623 (-3.38%) Land $14,582 Building $127,041
2023	$1,026.00 (+8%)	$146,573 (+32.41%) Land $14,582 Building $131,991	$146,573 (+32.41%) Land $14,582 Building $131,991
2022	$950.00	$110,696 Land $11,040 Building $99,656	$110,696 Land $11,040 Building $99,656

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Compas X-Stream.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on NC 126

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures