624 Katie Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 624 Katie Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,992 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (May 2026)
Tax Bill	$6,767 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-36-102-079-000`

Property Details

APN / Parcel Number

Primary APN	`07-36-102-079-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	392 sqft
Porch	Slab
Porch Area	100 sqft
Deck Area	166 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	624 KATIE DR
City	WATERLOO
State	IL
Zip	62298-1877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 79 THE MEADOWS PHASE 2
Legal Range	10W
Legal Township	02S
Legal Section	36
Legal Subdivision	THE MEADOWS
Legal Lot Number	79
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3006
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 ROOSEVELT DR, WATERLOO, IL 62298-1564
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Special Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Deed Document Number	2026442768
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 27, 2026
Property Address	624 KATIE DR, WATERLOO, IL 62298-1877
Document Number	0000442768
Instrument Date	May 26, 2026
Instrument	2026442768
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 ROOSEVELT DR, WATERLOO, IL 62298-1564

Mortgage

Document Number	0000442769,
Date	May 27, 2026
Instrument	2026442769

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	624 KATIE DR, WATERLOO, IL 62298-1877
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420579
Date	Oct 26, 2021
Instrument	420579

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,767.00 (+5.39%) Homeowner's exemption	$116,660 (+1.89%) Land $16,790 Building $99,870	$349,980 (+1.89%) Land $50,370 Building $299,610
2024	$6,421.00	$114,492 (+21.66%) Land $16,401 Building $98,091	$343,476 (+21.66%) Land $49,203 Building $294,273
2022	Additional exemption filed	$94,110 Land $15,410 Building $78,700	$282,330 Land $46,230 Building $236,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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