616 Katie Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 616 Katie Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,546 sqft · built 2002
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Aug 2021)
Tax Bill	$5,052 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-36-102-081-000`

Property Details

APN / Parcel Number

Primary APN	`07-36-102-081-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,546 sqft
Basement Area	1,546 sqft
Unfinished Basement	1,546 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	820 sqft
Deck Area	224 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	616 KATIE DR
City	WATERLOO
State	IL
Zip	62298-1877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 81 THE MEADOWS PHASE 2
Legal Range	10W
Legal Township	02S
Legal Section	36
Legal Subdivision	THE MEADOWS
Legal Lot Number	81
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3006
Census Tract	600501

Owner

Source: Monroe County records · APN 07-36-102-081-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	616 KATIE DR, WATERLOO, IL 62298-1877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Mar 27, 2020	Deed of Trust, Mortgage QUICKEN LNS
Apr 01, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2021 · Amount on Record
Deed Sale	Aug 02, 2021 · Amount on Record
Deed Document Number	2021418798
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 02, 2021
Property Address	616 KATIE DR, WATERLOO, IL 62298-1877
Document Number	0000418798
Instrument Date	Jul 29, 2021
Instrument	418798
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 KATIE DR, WATERLOO, IL 62298-1877

Mortgage

Document Number	0000418799
Date	Aug 02, 2021
Instrument	418799

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	616 KATIE DR, WATERLOO, IL 62298-1877
Document Number	0000407311
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 KATIE DR WATERLOO IL 622981877, WATERLOO, IL 62298-1877

Mortgage

Document Number	0000407311
Date	Apr 15, 2020
Instrument	407311

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	616 KATIE DR, WATERLOO, IL 62298-1877
Document Number	0000400886
Instrument Date	Apr 01, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 KATIE DR WATERLOO IL 622981877, WATERLOO, IL 62298-1877

Mortgage

Document Number	0000400886
Date	Apr 15, 2019
Instrument	400886

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,320 (+25.92%) Land $16,650 Building $76,670	$279,960 (+25.92%) Land $49,950 Building $230,010
2024	$5,052.00
2022	Additional exemption filed	$74,110 Land $15,330 Building $58,780	$222,330 Land $45,990 Building $176,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Holding Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Based on FCC filings for 138 locations within half a mile of this property.

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