624 E Lafayette St, Salisbury, NC 28144 Property Records

Rowan County property record for 624 E Lafayette St, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,048 sqft · built 1985
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Jul 2023)
Tax Bill$1,664 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN012 184

Property Details

APN / Parcel Number

Primary APN012 184
Alternative APN
  • 6161253

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,048 sqft Living Area
1st Floor Area1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions19 ft deep x 5.6 ft wide
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area108 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address624 E LAFAYETTE ST
CitySALISBURY
StateNC
Zip28144-4536
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group1
Census Block1002
Census Tract50201

Owner

624 E Lafayette St is owned and occupied by an individual who bought it in July 2023.

Source: Rowan County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address624 E LAFAYETTE ST, SALISBURY, NC 28144-4536
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Sep 1, 2022Special Warranty Deed, Transfer · Commercial Mortgage
WILDCAT LENDING FUND TWO LP
Sep 1, 2022Warranty Deed, Transfer · Commercial Mortgage
WILDCAT LENDING FUND TWO LP
Jul 16, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 6, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2023 · Amount on File
Deed SaleJul 3, 2023 · Amount on File
Prior SaleSep 1, 2022 · Amount on File
Deed Book / Page1425 / 875
Prior Transfer DateOct 9, 2018
Prior Transfer Doc0013240034
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 3, 2023
Property Address624 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0014250875
Book / Page1425 / 875
Instrument DateJun 14, 2023
Transaction TypeTransfer
Record UpdatedJul 17, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$356.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001425876
DateJul 3, 2023
Instrument1425/876
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

Mortgage

Document Number0014250877
DateJul 3, 2023
Book Page1425/877
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROWAN NC
Recording DateSep 1, 2022
Property Address624 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0014090239
Book / Page1409 / 239
Instrument DateAug 31, 2022
Transaction TypeTransfer
Record UpdatedSep 12, 2022

Transaction

AmountAmount on Record
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 RIVERSIDE DR # DR100W, 5000, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

NameVerified Name
Address1471 PIPER CT, CONCORD, NC 28025-9121

Mortgage

Document Number0014090240
DateSep 1, 2022
Book Page1409/240
Lender
NameWILDCAT LENDING FUND TWO LP
TypeNon-Lending Institution
AddressPLANO, TX 75093
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term6 Months
DueFeb 28, 2023

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 1, 2022
Property Address624 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0014090238
Book / Page1409 / 238
Instrument DateAug 31, 2022
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyLION TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8033 FRONT PARK CIR, 8033, HUNTERSVILLE, NC 28078-6676

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 RIVERSIDE DR STE 100, 100, IRVING, TX 75039-4314

Mortgage

Document Number0014090240
DateSep 1, 2022
Book Page1409/240
Lender
NameWILDCAT LENDING FUND TWO LP
TypeNon-Lending Institution
AddressPLANO, TX 75093
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term6 Months
DueFeb 28, 2023

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 16, 2020
Property Address624 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0013520479
Book / Page001352 / 000479
Instrument DateJul 13, 2020
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$61.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address624 E LAFAYETTE ST SALISBURY NC 281444536, SALISBURY, NC 28144-4536

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWAN NC
Recording DateMar 6, 2019
Property Address624 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0013240034
Book / Page001324 / 000034
Instrument DateOct 9, 2018
Transaction TypeTransfer
Record UpdatedMar 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3890 FOSTER RD CLEVELAND NC 270139091, CLEVELAND, NC 27013-9091

Tax Assessment & Valuation

The 2026 property tax bill for 624 E Lafayette St was $1,664.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,664.00$139,195 (-) Land $15,120 Building $124,075$139,195 Land $15,120 Building $124,075
2025$1,664.00$139,195 Land $15,120 Building $124,075
2023$997.00 (+33.83%)$83,409 (+54.02%) Land $15,120 Building $68,289$139,195 (+157.04%) Land $15,120 Building $124,075
2022$745.00$54,154 Land $12,701 Building $41,453$54,154 Land $12,701 Building $41,453

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 624 E Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 E Lafayette St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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