606 E Lafayette St, Salisbury, NC 28144 Property Records

Rowan County property record for 606 E Lafayette St, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,742 sqft · built 1981
Lot Size0.262 acres (11,413 sqft)
Owner2 Individual Names on Record
Last Sale$274,000 (Dec 2023)
Tax Bill$2,793 (2026)
Deeds & MortgagesSep 2023 Mortgage
Dec 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN012 188

Property Details

APN / Parcel Number

Primary APN012 188
Alternative APN
  • 6337706

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,742 sqft Living Area
1st Floor Area1,742 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2013
Exterior MaterialWood Siding
Lot Area11,413 sqft (0.262 acres)
Lot Dimensions19 ft deep x 6 ft wide
Garage TypeDetached
Garage Area320 sqft
PorchPorch
Porch Area550 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address606 E LAFAYETTE ST
CitySALISBURY
StateNC
Zip28144-4536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCONTAINING 0
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group1
Census Block1002
Census Tract50201

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
KIAVI FUNDING INC
Dec 7, 2023Warranty Deed, Transfer
Dec 7, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Dec 7, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
May 11, 2023Deed, Transfer
Aug 4, 2022Warranty Deed, Transfer · Commercial Mortgage
PBREI LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2023 · Amount on Record
Deed SaleDec 7, 2023 · Amount on Record
Prior SaleAug 4, 2022 · Amount on Record
Deed Book / Page1434 / 60
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 S SALISBURY AVE, SPENCER, NC 28159-2102

Mortgage

Document Number0014290834
DateSep 18, 2023
Book Page1429/834
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 7, 2023
Property Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0014340060
Book / Page1434 / 60
Instrument DateDec 2, 2023
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
Tax$548.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 S SALISBURY AVE, SPENCER, NC 28159-2102

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 7, 2023
Property Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0014340059
Book / Page1434 / 59
Instrument DateDec 2, 2023
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address210 TORTUGA ST, ROLESVILLE, NC 27571-9387

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 S SALISBURY AVE, SPENCER, NC 28159-2102

Mortgage

Document Number0014340061
DateDec 7, 2023
Book Page1434/61
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.4%
Type Change DateJan 1, 2029
Change Frequency5 Years
Min Rate At Change5.4%
Max Rate At Change9.4%
Index5-Year TN
Max Rate13.4%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 7, 2023
Property Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0014340060
Book / Page1434 / 60
Instrument DateDec 2, 2023
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$548.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 S SALISBURY AVE, SPENCER, NC 28159-2102

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536

Mortgage

Document Number0000143461
DateDec 7, 2023
Instrument1434/61
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.4%
Type Change DateJan 1, 2029
Change Frequency5 Years
Min Rate At Change5.4%
Max Rate At Change9.4%
Index5-Year TN
Max Rate13.4%

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionROWAN NC
Recording DateMay 11, 2023
Property Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0014230063
Book / Page1423 / 63
Instrument DateMay 10, 2023
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 261, ROLESVILLE, NC 27571-0261

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 S SALISBURY AVE, SPENCER, NC 28159-2102

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 4, 2022
Property Address606 E LAFAYETTE ST, SALISBURY, NC 28144-4536
Document Number0014070423
Book / Page1407 / 423
Instrument DateAug 4, 2022
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3018 ED REID ST, 3018, CHARLOTTE, NC 28216-6759

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 261, ROLESVILLE, NC 27571-0261

Mortgage

Document Number0014070424
DateAug 4, 2022
Book Page1407/424
Lender
NamePBREI LLC
TypeNon-Lending Institution
AddressARLINGTON, TX 76017
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueFeb 15, 2023

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,793.00 (+80.54%)$233,534 (+80.51%) Land $16,200 Building $217,334$233,534 (+80.51%) Land $16,200 Building $217,334
2023$1,547.00$129,374 Land $16,200 Building $113,174$129,374 Land $16,200 Building $113,174

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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