624 E 11th St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 624 E 11th St, Chattanooga, TN 37403

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,700 sqft · built 1966
Lot Size	0.309 acres (13,482 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Feb 2024)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Feb 2024 Sale Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145E R 006`

Property Details

APN / Parcel Number

Primary APN	`145E R 006`
Alternative APN	`0000070383`

Interior

Stories	1 Story
Building Area	2,700 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	13,482 sqft (0.309 acres)
Lot Dimensions	140 ft deep x 96.1 ft wide

Location & Zoning

Account Number	0000070383
Street Address	624 E 11TH ST
City	CHATTANOOGA
State	TN
Zip	37403-3101
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	M1
Legal Description	LT 213 PT 210 211 212 BLK 17 CENTRAL LAND CO PB5 PG4 0087 33 001B
Legal Subdivision	CENTRAL LAND CO
Legal Block	17
Legal Lot Number	213
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3014
Census Tract	12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1465 VENTURA DR, CUMMING, GA 30040-4501
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC
Jun 28, 2021	Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	202448
Deed Book / Page	13504 / 912
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 5, 2024
Property Address	624 E 11TH ST, CHATTANOOGA, TN 37403-3101
Document Number	0000000048
Book / Page	13504 / 912
Map Reference	MB 5 PG 4
Instrument Date	Feb 1, 2024
Instrument	2024020500048
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 VENTURA DR, CUMMING, GA 30040-4501

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 28, 2021
Property Address	624 E 11TH ST, CHATTANOOGA, TN 37403-3101
Document Number	0000000351
Book / Page	12545 / 73
Map Reference	MB 5 PG 4
Instrument Date	Jun 18, 2021
Instrument	2021062800351
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLEDOWN TOWN

Transaction

Amount	Amount Recorded
Tax	$1,184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 RIVER GORGE DR, CHATTANOOGA, TN 37419-1553

Mortgage

Document Number	0000000352
Date	Jun 28, 2021
Book Page	12545/76
Instrument	2021062800352

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00 (+53.98%)	$168,440 (+127.25%)	$421,100 (+127.25%) Land $195,500 Building $225,600
2024	$1,658.00	$74,120 (-)	$185,300 (-) Land $59,000 Building $126,300
2023	$1,658.00	$74,120 (-)	$185,300 (-) Land $59,000 Building $126,300
2022	$1,658.00	$74,120	$185,300 Land $59,000 Building $126,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Verizon.

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