621 E 11th St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 621 E 11th St, Chattanooga, TN 37403

Property Summary

Property Type	Office Building
Details	12,000 sqft · built 1932
Lot Size	0.292 acres (12,720 sqft)
Owner	Company Name on File
Last Sale	$301,000 (Jan 2017)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145E R 002`

Property Details

APN / Parcel Number

Primary APN	`145E R 002`
Alternative APN	`0000070379`

Interior

Stories	1 Story
Building Area	12,000 sqft Total Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	12,720 sqft (0.292 acres)
Lot Dimensions	133 ft deep x 144 ft wide
Utility Building	12,000 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000070379
Street Address	621 E 11TH ST
City	CHATTANOOGA
State	TN
Zip	37403-3102
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C3
Legal Description	LTS 193-196 BLK 16 CENTRAL LAND CO PB5 PG4
Legal Subdivision	CENTRAL LAND CO
Legal Block	16
Legal Lot Number	193-196
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3019
Census Tract	12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

621 E 11th St, a commercial property, is owned by a company that bought it in January 2017.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Company Name on File
Mailing Address	832 GEORGIA AVE, 330, CHATTANOOGA, TN 37402-2207
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage WILSON BANK & TRUST
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit RELIANT BK
May 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 30, 2017	Warranty Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	2017213
Deed Book / Page	10964 / 596
Prior Transfer Date	Jan 1, 1999
Prior Transfer Doc	0052840316
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	621 E 11TH ST, CHATTANOOGA, TN 37403-3102
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000082
Date	Feb 5, 2025
Book Page	13829/950
Instrument	2025020500082

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 4, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	621 E 11TH ST, CHATTANOOGA, TN 37403-3102
Document Number	0117000228
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	633 CHESTNUT ST #850 CHATTANOOGA TN 374500808, 850, CHATTANOOGA, TN 37450-0808

Mortgage

Document Number	0117000228
Date	Jan 17, 2020
Book Page	011882/000492
Instrument	200117000228

Lender

Name	RELIANT BK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 16, 2025

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	May 18, 2018
Property Address	621 E 11TH ST, CHATTANOOGA, TN 37403-3102
Document Number	0000000123
Book / Page	011350 / 000112
Instrument Date	May 18, 2018
Instrument	123
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6530 FOREST PARK DR SIGNAL MOUNTAIN TN 373772816, SIGNAL MOUNTAIN, TN 37377-2816

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 30, 2017
Property Address	621 E 11TH ST, CHATTANOOGA, TN 37403-3102
Document Number	0000000213
Book / Page	010964 / 000596
Instrument Date	Jan 26, 2017
Instrument	213
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,113.70
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	633 CHESTNUT ST #850 CHATTANOOGA TN 374500808, 850, CHATTANOOGA, TN 37450-0808

Tax Assessment & Valuation

The 2025 property tax bill for 621 E 11th St was $2,547, down 4.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,547.00 (-4.46%)	$168,080 (+41.01%)	$420,200 (+41.01%) Land $183,200 Building $237,000
2024	$2,666.00	$119,200 (-)	$298,000 (-) Land $154,700 Building $143,300
2023	$2,666.00	$119,200 (-)	$298,000 (-) Land $154,700 Building $143,300
2022	$2,666.00	$119,200	$298,000 Land $154,700 Building $143,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 621 E 11th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 621 E 11th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Verizon.

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