Kane County property record for 624 Donegal Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,283 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Aug 2018) |
| Tax Bill | $12,975 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-477-004 |
| Primary APN | 06-19-477-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,283 sqft Living Area |
| Gross Area | 4,901 sqft |
| Basement Area | 1,618 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 624 DONEGAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD SUB NEIGHBORHOOD 6 LOT 378 |
| Legal Subdivision | WATERFORD SUB |
| Legal Block | 3 |
| Legal Lot Number | 378 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 851913 |
624 Donegal Dr is owned and occupied by two individuals who bought it in August 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 624 DONEGAL DR, ELGIN, IL 60124-4351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Aug 15, 2018 | Warranty Deed, Transfer · FHA Mortgage PERL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on File |
| Deed Sale | Aug 15, 2018 · Amount on File |
| Prior Sale | Feb 11, 2010 · Amount on File |
| Deed Document Number | 201839906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 624 DONEGAL DR, ELGIN, IL 60124-4351 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 624 DONEGAL DR, ELGIN, IL 60124-4351 |
| Document Number | 0000000389 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022K000389 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 15, 2018 |
| Property Address | 624 DONEGAL DR, ELGIN, IL 60124-4351 |
| Document Number | 0000039906 |
| Map Reference | DOC2004K11944 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 2018K039906 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 624 DONEGAL DR, ELGIN, IL 60124-4351 |
| Document Number | 0000039907 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 2018K039907 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 624 Donegal Dr was $12,975 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,975.00 Homeowner's exemption | $173,678 (+8.57%) Land $44,049 Building $129,629 | $521,242 (+8.57%) Land $132,200 Building $389,043 |
| 2024 | $159,969 Land $40,572 Building $119,397 | $480,099 Land $121,765 Building $358,334 | |
| 2022 | $12,049.00 (+3.36%) Homeowner's exemption | $131,777 (+6.96%) Land $33,422 Building $98,355 | $395,331 (+6.96%) Land $100,266 Building $295,065 |
| 2021 | $11,657.00 Homeowner's exemption | $123,202 Land $31,247 Building $91,955 | $369,606 Land $93,741 Building $275,865 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 624 Donegal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 624 Donegal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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