Kane County property record for 622 Donegal Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,612 sqft · built 2005 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Nov 2007) |
| Tax Bill | $11,270 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-477-003 |
| Primary APN | 06-19-477-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| Gross Area | 3,926 sqft |
| Basement Area | 1,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 622 DONEGAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD SUB NEIGHBORHOOD 6 LOT 379 |
| Legal Subdivision | WATERFORD SUB |
| Legal Block | 3 |
| Legal Lot Number | 379 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 851913 |
622 Donegal Dr is owned and occupied by two individuals who bought it in November 2007.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 622 DONEGAL DR, ELGIN, IL 60124-4351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2007 · Amount on File |
| Deed Sale | Nov 13, 2007 · Amount on File |
| Prior Sale | Aug 23, 2005 · Amount on File |
| Deed Document Number | 2007113042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 622 DONEGAL DR, ELGIN, IL 60124-4351 |
| Document Number | 0000022114 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 622 DONEGAL DR ELGIN IL 601244351, ELGIN, IL 60124-4351 |
| Document Number | 0000022114 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 22114 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 3, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
The 2025 property tax bill for 622 Donegal Dr was $11,270 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,270.00 Homeowner's exemption | $151,908 (+8.57%) Land $45,662 Building $106,246 | $455,906 (+8.57%) Land $137,041 Building $318,866 |
| 2024 | $139,917 Land $42,058 Building $97,859 | $419,919 Land $126,224 Building $293,694 | |
| 2022 | $10,467.00 (+3.42%) Homeowner's exemption | $115,259 (+6.96%) Land $34,646 Building $80,613 | $345,777 (+6.96%) Land $103,938 Building $241,839 |
| 2021 | $10,121.00 Homeowner's exemption | $107,759 Land $32,392 Building $75,367 | $323,277 Land $97,176 Building $226,101 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 622 Donegal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 622 Donegal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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