624 5th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 624 5th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.371 acres (16,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Aug 2023)
Tax Bill	$2,258 (2026)
Deeds & Mortgages	Aug 2023 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00458.00`

Property Details

APN / Parcel Number

Primary APN	`17.00458.00`

Exterior

Lot Area	16,159 sqft (0.371 acres)

Location & Zoning

Street Address	624 5TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 A A WRIGHT'S ADDN LOT-007 BLOCK-00A NLY 1/3 OR NLY 53 FT OF
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	A A WRIGHT'S ADDN
Legal Block	A
Legal Lot Number	7
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5053
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	624 5TH AVE SE, SAINT CLOUD, MN 56304-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer ARDEN TITLE LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	2023467717
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Aug 18, 2023
Property Address	624 5TH AVE SE, SAINT CLOUD, MN 56304-1012
Document Number	0000467717
Instrument Date	Jul 31, 2023
Instrument	467717
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$782.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	624 5TH AVE SE, SAINT CLOUD, MN 56304-1012

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	624 5TH AVE SE, SAINT CLOUD, MN 56304-1012
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443518
Date	Jun 15, 2020
Instrument	443518

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 3, 2017
Property Address	624 5TH AVE SE, SAINT CLOUD, MN 56304-1012
Document Number	0000426072
Instrument Date	Nov 1, 2017
Instrument	426072
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,258.00 (+14.39%) Homeowner's exemption	$187,600 (+8.25%) Land $30,000 Building $157,600	$187,600 (+8.25%) Land $30,000 Building $157,600
2025	$1,974.00 (-13.57%) Homeowner's exemption	$173,300 (+5.61%) Land $30,000 Building $143,300	$173,300 (+5.61%) Land $30,000 Building $143,300
2023	$2,284.00	$164,100 Land $30,000 Building $134,100	$164,100 Land $30,000 Building $134,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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