Benton County property record for 618 5th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,379 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Sep 2019) |
| Tax Bill | $3,486 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00453.00 |
| Primary APN | 17.00453.00 |
|---|
| Lot Area | 14,379 sqft (0.33 acres) |
|---|
| Street Address | 618 5TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 A A WRIGHT'S ADDN LOT-006 BLOCK-00A NLY 52.2 FT OF SLY 102.2 FT |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | A A WRIGHT'S ADDN |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5053 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00453.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 618 5TH AVE SE, SAINT CLOUD, MN 56304-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 17, 2019 | Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on Record |
| Deed Sale | Sep 17, 2019 · Amount on Record |
| Prior Sale | Sep 09, 2005 · Amount on Record |
| Deed Document Number | 2019438246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Sep 17, 2019 |
| Property Address | 618 5TH AVE SE, SAINT CLOUD, MN 56304-1012 |
| Document Number | 0000438246 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 438246 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 618 5TH AVE SE, SAINT CLOUD, MN 56304-1012 |
| Document Number | 0000438247 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 438247 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Sep 17, 2019 |
| Property Address | 618 5TH AVE SE, SAINT CLOUD, MN 56304-1012 |
| Document Number | 0000438245 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 438245 |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 618 5TH AVE SE, SAINT CLOUD, MN 56304-1012 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,486.00 (+99.2%) Homeowner's exemption | $185,500 (+14.15%) Land $30,000 Building $155,500 | $185,500 (+14.15%) Land $30,000 Building $155,500 |
| 2023 | $1,750.00 | $162,500 Land $30,000 Building $132,500 | $162,500 Land $30,000 Building $132,500 |
Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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